Claiming with Insurers for a Car Accident – Avoid it at ALL Costs!

And “cost” is pretty much the important part of it! Because if you deal with the insurers of the third party directly, it is more than likely it will end up costing you money!

So what do I mean by this? Well, in most instances, I am not implying that insurers will charge you for dealing with them directly in a claim for personal injury by way of a percentage of your damages, or invoicing you. What I mean is that if you go down the route of dealing with third party insurers directly, you are very likely to get less compensation than you are entitled to recover.

So what is this, why is this the case, and what can you do about it? It’s called Third Party Capture!
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Car Accident Claims

Road accidents; they’re as common as you can get! In fact, they’re the most common type of accident when it comes to claims for personal injury! And there really are a million and one ways you can be involved in a car accident and end up with an injury:

Although common anyway, according to sources from the Telegraph (source), wider cars are a “major contributory factor” in minor accidents on rural roads.  They are also reportedly an issue in urban streets where houses have been turned in to flats, causing cars to line the streets. The widening of vehicles is the result of added safety features that manufacturers have installed on their vehicles, with some models being widened by inches!
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MoD Refuse to Fund Operation for Injured War Hero Who Lost 3 Limbs in Helmand

Claiming for compensation – the idea is to put the victim in a position they were in before they had the accident. Obviously we cannot take away the injuries and the suffering – no one ever can – but we can compensate for the suffering and inconvenience with a monetary payout.

But there are certain losses that can, and should, always be recovered; or certain things that can be done to compensate the victim as much as possible. I came across a story from the Daily Mirror that can certainly fit this bill.

According to the exclusive Daily Mirror report (source), the Ministry of Defence have refused to pay for a private operation for injured war hero Mark Ormrod who lost 3 limbs in the line of duty fighting for our country. The 26 year old marine nearly died after losing both of his legs and his right arm from a Taliban landmine blast whilst on patrol in Helmand, Afghanistan, on Christmas Eve 2007.
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Getting a Lawyer – Don’t be Afraid!

If you’ve been in accident that wasn’t your fault, it’s always best to get advice and representation from a specialist injury lawyer. But the first problem is – who should you choose? And many are often a little afraid and concerned about instructing a lawyer because they fear being hit with massive legal fees they cannot afford.

Well fear not! Because the whole no win no fee and 100% compensation is actually true in the majority of instances! There are a few things you need to make sure of first; so here’s a little guide as to how it works and what to look for in a lawyer!
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Horrific Head-on Collision Leaves Several Injured and Two Dead

Road traffic accidents are the most common cases when it comes to claims for personal injury. The reason is that they do happen all of the time. Britain’s roads are busy; and it’s so easy for a crash to happen. Thankfully, most collisions are minor in nature; however, there are occasions when a big crash leaves the victims with severe injuries, and sadly there are the occasions where fatalities occur.

I recently authored an article related to claims for children. So in a story I came across today which combines both a serious road traffic accident and young children, the potential for devastation can be understood.
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Claiming Compensation for Your Child – Mothercare Withdraws Buggy Through Injury Risk

It’s never nice to be injured in an accident, or injured through the fault of another person or company. And it’s perhaps worse when a child is the victim of an accident through the negligence of another person or company.

And according to sources from The Mirror (source), youngster retail giant Mothercare has withdrawn two models of buggies from its shop floors after the manufacturers admitted the buggies posed “a serious injury risk to toddlers.”
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Claiming for Compensation – Choose Your Lawyer Very, Very Carefully!

OK, so I’ve talked about this subject a lot – not just recently, but spanning over all my previous articles. But I still can’t stress the point enough when there are so many companies out there who may not be looking to keep your best interests at heart, but are rather more interested in making a quick buck from your claim!

So what do I mean? Well, generally when you are involved in a road traffic accident, you get inundated with offers from every angle from people and companies wanting to take your claim on. The biggest example is your own insurers, who will do anything to get you to “claim with them”. So why is this, and why do so many people fall for it; and what are the consequences… ?
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Claiming for Compensation – the Right Way!

There are many ways to claim for compensation – and there is a right way and a wrong way to doing it! So here’s a little advice on the best way of claiming; and the things you need to avoid:

Dealing with the Third Party Directly

This should be avoided! The third party is the person, company, or representative of the person/company responsible for the accident. It’s advisable to get independent representation – you can never be sure that the third party has your best interests at heart. With independent representation, you know you have an expert on your side; dedicating themselves to you and your claim!

So what you need is an independent expert lawyer representing you for the case, which brings nicely to my next point:
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Jean Zip Causes Six Inch Gash to Young Boy

Injuring ourselves can be quite an easy thing to do – there is a lot out there we can cut and bruise ourselves on! And of course when the injury is through no fault of our own, then a claim for compensation can be brought against the person or company deemed responsible for the incident.

But what exactly does this cover? Well, to be honest, it can cover absolutely anything we injure ourselves on! I would never have thought a simple zip could be the cause of an injury to a young child’s face, but according to sources from the Daily Mail (source), it certainly can…
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KFC Fined £19,000 for Hygiene Breaches!

The Sale of Goods and Services Act 1982 – it’s an important piece of legislation there to protect us against dodgy deals and faulty products; and the regulations involved are ones that all manufacturers and providers of goods and services must abide by. Failing to do so can leave them liable for any suffering caused by their negligence in failing to adhere to the regulations to a sufficient standard.

Now I myself have had bad experiences in the past of poor services and inadequate products sold to me, and I am certain that the majority of you reading this have as well! In fact, we at The Injury Lawyers have been at the mercy of our telecommunications providers who have provided a far less than satisfactory service to us with countless errors over the past few months; and you’d think with them being probably the biggest British provider that they would provide the best service in the country!
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