Call FREE from a Landline or Mobile on 0800 634 75 75

Uninsured or untraceable driver accident claims guide

uninsured driver mib claims

Being involved in a road traffic accident is bad enough but things can turn even more unfortunate if the other driver has no insurance for the vehicle they were driving or even flees the scene of the accident!

Both of the above scenarios are worrying, and if you or a passenger in your vehicle was injured from the accident it only adds to the anxiety of the situation – especially when the uninsured or untraceable driver was at fault.

How is someone in these type of situations expected to make a road traffic accident claim for the damage and injuries suffered if there is no insurance or no-one to claim against?

Fortunately, here in the UK, an organisation exists which can help in these stressful circumstances - The Motor Insurers Bureau (MIB) was established in 1946 to "compensate the victims of negligent uninsured and un-traced motorists". The MIB is funded by all UK Motor Insurers who pay around £30 a year through their motor insurance premium.

So how do you make a MIB claim?

Like any other road traffic accident, contact the Police immediately, especially if you or a passenger has been injured, then inform your own insurance company the circumstances surrounding the accident. The MIB expect any accident claim they take on to have been reported to the Police within 5 days from when the accident took place.

You'll require the services of an experienced personal injury lawyer to help arrange legal expenses insurance to protect you against any legal costs. Although claims can be submitted to the MIB by the claimant themselves appointing the skills of an experienced personal injury lawyer to represent you can really help in making a successful uninsured or untraceable accident claim.

Like any other RTA claim, you'll still have to produce evidence that the other uninsured or untraceable driver was at fault for the accident.

Start by collecting all documentation and evidence to prove that the uninsured driver was at fault for the accident. Police reports, witness statements (if any), pictures, Doctor or Hospital reports on any injuries, if your vehicle is damaged then repair estimates, etc...

This is the area where a professional injury lawyer can help build a strong case profile for submitting to the MIB plus they'll also be able to help you claim for other things like lost wages for time off work.

Please be aware that MIB claims carry an excess of £300 and compensation payments have a capped limit of £250,000 for property damage.

With over 1 in 20 drivers on UK roads being uninsured, and these type of uninsured driver claims rising by 10% in the past year (July 2014 to July 2015), its most certainly a trend for legitimate drivers to be concerned about.

In any instance, we suggest you contact The Injury Lawyers if you are looking to make a road traffic accident claim following either an accident with an uninsured driver or a vehicle that sped off from the scene (hit and run).

Request A Callback

Fill Out Your Details
NHS Email Leak
Free Instant Valuation
Compensation Calculator
Instantly Values Your Claim

Instantly value your claim for a head injury!

  Minor    Moderate    Severe

Instantly value your claim for a neck injury!

  Minor    Moderate    Severe

Instantly value your claim for a shoulder injury!

  Minor    Moderate    Severe

Instantly value your claim for an elbow injury!

  Minor    Moderate    Severe

Instantly value your claim for an arm injury!

  Minor    Moderate    Severe

Instantly value your claim for a hand injury!

  Minor    Moderate    Severe

Instantly value your claim for a torso injury!

  Minor    Moderate    Severe

Instantly value your claim for a mid-section injury!

  Minor    Moderate    Severe

Instantly value your claim for a back injury!

  Minor    Moderate    Severe

Instantly value your claim for a leg injury!

  Minor    Moderate    Severe

Instantly value your claim for a knee injury!

  Minor    Moderate    Severe

Instantly value your claim for an ankle/foot injury!

  Minor    Moderate    Severe

Find out how much your injury claim is worth!

Click on the injured body part to get your INSTANT FREE personal injury compensation valuation texted to your phone within seconds...

  Yes    No   Yes    No  Yes    No
As Seen on TV
Latest Blog Posts

Are autonomous vehicles safer than human-driven vehicles?

Are autonomous vehicles safer than human-driven vehicles?

Self-driving vehicles has been on the rise in recent years, and it's been made easier by advancing technology. However, not all technology has positive effects on our lives, and Uber's self-driving...

Published on the 23/06/2017


Four employees crushed to death in excavation work

Four employees crushed to death in excavation work

Four employees tragically died while carrying out a job at an excavation site. The four employees were working on constructing a steel structure as part of the foundation for a large Pressure Test ...

Published on the 13/06/2017


Hundreds of patients coming forward after rogue surgeon convicted of wounding with intent

Hundreds of patients coming forward after rogue surgeon convicted of wounding with intent

The Injury Lawyers are investigating the issues surrounding Paterson's convictions, and any victims who need our expert legal advice are welcome to approach us for help Former renowned breast surge...

Published on the 26/05/2017


Employee suffers deep lacerations from chainsaw use

Employee suffers deep lacerations from chainsaw use

Injuries can happen anywhere, any place and at any time; and most certainly at work. This was the case for one employee who was injured by a chainsaw whilst they were cutting down a tree. Two emplo...

Published on the 19/05/2017


Uber to resume their 'self-driving' vehicle testing after crash

Uber to resume their 'self-driving' vehicle testing after crash

The alternative taxi company Uber have recently restarted their testing after a three day suspension following an autonomous vehicle test crash. Uber were testing one of their Volva XC90s in its 's...

Published on the 11/05/2017


A Concrete Firm has been fined a whopping £300,000 after an employee suffers leg amputation injury

A Concrete Firm has been fined a whopping £300,000 after an employee suffers leg amputation injury

On the 30th June 2015 a 42 year-old unnamed employee was working nearby a trailer on a Buchan Concrete Solutions' Drakelow site in Burton-on-Trent. He was working next to where concrete blocks were be...

Published on the 04/05/2017


Is the exploding Fitbit going to be the next Samsung Galaxy Note 7 scenario?

Is the exploding Fitbit going to be the next Samsung Galaxy Note 7 scenario?

Although technology is growing at an unprecedented rate, the safety of such technological products remains questionable. The first trend of such products exploding/catching on fire started with the...

Published on the 28/04/2017


Gloucester Crown Court issues £600,000 fine after employee was set on fire

Gloucester Crown Court issues £600,000 fine after employee was set on fire

The Health and Safety Executive have concluded their investigations into a horrific incident that saw a 61 year-old man set on fire whilst working on site. Mr Steven Brown was working on installing...

Published on the 21/04/2017


Accident at work caused an employee skin loss and a fractured finger

Accident at work caused an employee skin loss and a fractured finger

Employers are legally responsible for employee safety and must do all they can to prevent employees from being injured in the workplace. A seal and label producing company based in Kent was fined a...

Published on the 12/04/2017


District Council fined quarter of a million after employee suffers Hand Arm Vibration (HAV) Syndrome

District Council fined quarter of a million after employee suffers Hand Arm Vibration (HAV) Syndrome

Thanet District Council in Kent have been fined a quarter of a million pounds after an employee was diagnosed with Hard Arm Vibration (HAV) Syndrome. The council was also found to have breached the...

Published on the 06/04/2017


Get Free Advice
Latest Testimonials

Steven D of Barnsley

I would like to take this opportunity to express my gratitude for the continued excellent service you and your team have provided over the past few years. On the rare occasions when I have needed updates or questions answered, you’ve been amazingly quick in responding to my needs. I am 100 percent satisfied with your service and would certainly recommend Your Lawyers to friends and family.

John Dunn of Hampshire

A great service from begining to end. Would recommend especially for a first time claim.

Paul Mowbray of Kent

I felt I had to write this at the conclusion of my claim which, as you know, was very involved and unusual. I was very pleased with the way in which you handled it all and your compassion with my circumstances. I understand that we could have pushed this further but I believe that I have made the right decision given the fact that this could have gone on even longer than it did with, maybe, not a successful outcome. I would, therefore, like to thank all the staff involved and the thoughtful way in which you handled my case. I know there are a lot of people who worked on this and it would be unfair to name anybody in particular but I am very grateful to all of you for your time, patience,

Theresa Muggleton of Mid Glamorgan

Excellent service, would recommend to family / friends. Thank you.

Philippa Smith-Slaven of Bristol

The service I have received has been very helpful and all staff that I have had contact with have been very friendly and competent

Antony Collins of Beaminster

I would like to thank all the team for its good work in this matter and would gladly use your help again in the future.

Sarah Gilbert of Bedfordshire

I was kept well informed throughout the claim. All staff were very helpful and polite. I was advised correctly and professionally and we had a good result in the end.

Trevor Brown of Merseyside

Your Lawyers were very efficient and always kept me up to date with everything and will definitely recommend to other people.

Thomas Evans of Flintshire

I was in a road traffic accident in 2012, I contacted Your Lawyers straight off the bat. They were extremely helpful, always willing to assist in any rehabilitation I required or out of pocket expenses I had incurred. I found their level of service exemplary and without contestation, special thank you would have to go to Shauni Dowdall and Aman Johal for their pursuant of compensation in my case. I would like to take this time to both advocate Mrs Dowdalls assistance and furthermore Your Lawyers to any and all who require legal assistance as I did.

Osian Long of Cardiff

The communication has been excellent I was always kept updated on procedures and I feel that it was dealt as quick as possible. Will recommend to others.

Luke Hobbs of Swindon

The team at Your Lawyers are excelling in effective communication, integrity and honesty. A firm to be proud of the service they provide. Thank you all for your continuous efforts.

Ethan Provan of Edinburgh

They are very communicative and explicit in easy to understand terms. They are also very friendly and helpful, with 100% compensation.

Denise Souto of Lilleshall

You have been friendly and allayed any concerns I had about the process. My main aim was to point out to the other party that they were wrong. I feel you did that in your communication with them and I am very grateful.

Eddie Hanton of Dundee

I would highly recommend.

Nicola Clarkson of Mexborough

Service was second to none; always there to help and never afraid to push for the best outcome.