Call FREE from a Landline or Mobile on 0800 634 75 75

Uninsured or untraceable driver accident claims guide

uninsured driver mib claims

Being involved in a road traffic accident is bad enough but things can turn even more unfortunate if the other driver has no insurance for the vehicle they were driving or even flees the scene of the accident!

Both of the above scenarios are worrying, and if you or a passenger in your vehicle was injured from the accident it only adds to the anxiety of the situation – especially when the uninsured or untraceable driver was at fault.

How is someone in these type of situations expected to make a road traffic accident claim for the damage and injuries suffered if there is no insurance or no-one to claim against?

Fortunately, here in the UK, an organisation exists which can help in these stressful circumstances - The Motor Insurers Bureau (MIB) was established in 1946 to "compensate the victims of negligent uninsured and un-traced motorists". The MIB is funded by all UK Motor Insurers who pay around £30 a year through their motor insurance premium.

So how do you make a MIB claim?

Like any other road traffic accident, contact the Police immediately, especially if you or a passenger has been injured, then inform your own insurance company the circumstances surrounding the accident. The MIB expect any accident claim they take on to have been reported to the Police within 5 days from when the accident took place.

You'll require the services of an experienced personal injury lawyer to help arrange legal expenses insurance to protect you against any legal costs. Although claims can be submitted to the MIB by the claimant themselves appointing the skills of an experienced personal injury lawyer to represent you can really help in making a successful uninsured or untraceable accident claim.

Like any other RTA claim, you'll still have to produce evidence that the other uninsured or untraceable driver was at fault for the accident.

Start by collecting all documentation and evidence to prove that the uninsured driver was at fault for the accident. Police reports, witness statements (if any), pictures, Doctor or Hospital reports on any injuries, if your vehicle is damaged then repair estimates, etc...

This is the area where a professional injury lawyer can help build a strong case profile for submitting to the MIB plus they'll also be able to help you claim for other things like lost wages for time off work.

Please be aware that MIB claims carry an excess of £300 and compensation payments have a capped limit of £250,000 for property damage.

With over 1 in 20 drivers on UK roads being uninsured, and these type of uninsured driver claims rising by 10% in the past year (July 2014 to July 2015), its most certainly a trend for legitimate drivers to be concerned about.

In any instance, we suggest you contact The Injury Lawyers if you are looking to make a road traffic accident claim following either an accident with an uninsured driver or a vehicle that sped off from the scene (hit and run).

Request A Callback

Fill Out Your Details

Your privacy is extremely important to us. Information on how we handle your data is in our Privacy Policy.
You have the right to object to the processing of your personal data.

NHS Email Leak
Free Instant Valuation
Compensation Calculator
Instantly Values Your Claim

Instantly value your claim for a head injury!

  Minor    Moderate    Severe

Instantly value your claim for a neck injury!

  Minor    Moderate    Severe

Instantly value your claim for a shoulder injury!

  Minor    Moderate    Severe

Instantly value your claim for an elbow injury!

  Minor    Moderate    Severe

Instantly value your claim for an arm injury!

  Minor    Moderate    Severe

Instantly value your claim for a hand injury!

  Minor    Moderate    Severe

Instantly value your claim for a torso injury!

  Minor    Moderate    Severe

Instantly value your claim for a mid-section injury!

  Minor    Moderate    Severe

Instantly value your claim for a back injury!

  Minor    Moderate    Severe

Instantly value your claim for a leg injury!

  Minor    Moderate    Severe

Instantly value your claim for a knee injury!

  Minor    Moderate    Severe

Instantly value your claim for an ankle/foot injury!

  Minor    Moderate    Severe

Find out how much your injury claim is worth!

Click on the injured body part to get your INSTANT FREE personal injury compensation valuation texted to your phone within seconds...

  Yes    No   Yes    No  Yes    No

Your privacy is extremely important to us. Information on how we handle your data is in our Privacy Policy.
You have the right to object to the processing of your personal data.

As Seen on TV
Latest Blog Posts

Compensation for being sent home from hospital

Compensation for being sent home from hospital

Whenever we are admitted to hospital, we expect that doctors and nurses will care for us for as long as necessary before disc...

Published on the 22/10/2021


Hospitals failing to meet promise of safe maternity unit

Hospitals failing to meet promise of safe maternity unit

According to recent reports, a number of NHS hospitals that said they had a safe maternity unit have had their claims reporte...

Published on the 08/10/2021


Ian Paterson compensation claims

Ian Paterson compensation claims

The disgraced breast surgeon Ian Paterson is one of the most infamous medical practitioners in the UK. After practicing at pu...

Published on the 24/09/2021


Dental injury compensation claims

Dental injury compensation claims

Over the course of our experience as specialist injury and medical negligence lawyers, we have represented many people for de...

Published on the 10/09/2021


Leg injury compensation claims

Leg injury compensation claims

Leg injuries are the subject of some of the most serious injury claims that we deal with, as these injuries can often severel...

Published on the 27/08/2021


Spire Healthcare court case comes to conclusion

Spire Healthcare court case comes to conclusion

A private healthcare provider has been fined after it was found that it failed to notify patients of potential treatment fail...

Published on the 13/08/2021


Pelvic mesh compensation claims

Pelvic mesh compensation claims

In recent years, concerns about the safety of pelvic mesh implants have been raised after many women began coming forward to ...

Published on the 28/07/2021


Serious neck injuries - advice from The Injury Lawyers

Serious neck injuries - advice from The Injury Lawyers

Anyone who has sustained serious neck injuries as a result of another party's negligence may be eligible to claim compensatio...

Published on the 16/07/2021


Serious road accidents

Serious road accidents

In the UK, there are thousands of injuries caused by road accidents every year, many of which involve significant pain and su...

Published on the 02/07/2021


Compensation for childbirth brain injuries

Compensation for childbirth brain injuries

In childbirth, both the safety of the mother and the baby are at stake. Fortunately, modern medicine means that giving birth ...

Published on the 18/06/2021


Latest Testimonials

Teressa Davies of Aylesbury

I am so grateful to Your Lawyers for your assistance and hard work at settling my claim. I cant thank them enough for everything they did for me.

Joan Granger of Kent

Your Lawyers carried out my claim with great efficiency, they kept me informed all the time, they were always friendly and made me feel confident. You will be highly recommended. Thank you

Andrea Palmer of Wombourne

I have been extremely pleased with the service. I have had regular contact, updating me throughout the process.

Jayne Hibbert of Devon

I have always received superb service from every member of the company. I have been kept up to date with the case and feel that the advice given has always been of excellent quality. More importantly to me i feel that my thoughts/views have always been listened to. Thank you

Daveena Joseph of London

They have dealt with my claim in a wonderful manner and i am grateful for all the time that they have put in. Thank you

Colin Martin of Laurencekirk

I was kept informed at all stages with minimal work required by myself. All in all a very easy process.

Wayne Richardson of Plymouth

Brilliant advice and service. I would recommend your lawyers to others in any situation. Many thanks

Daniel Charles of London

I would recommend you lawyers to any one. I find your service effective.

Edwin Harwood of Liverpool

Good Communications

Daniel Willocks of London

My experience has been very good. I was kept very well informed about my claim at each stage, which i was happy about. Many thanks

Peter Sparshott of Cumbria

Were extremely helpful and gave all the advice which i required, and kept me up to date with all the required information.

Scott Salvadore of Bridgend

Very Helpful. Thanks

Paul Standing of Chichester

The service was excellent and had lots of help throughout the process. My case was handled swiftly and efficiently, and i was kept informed throughout by very courtious staff. Many Thanks

Dale Waterhouse of Sutton-in-Ashfield

This is the first time i have put an injury claim in. The advice i have been given throughout my claim has been good and very clear. Thank you

Rick Hammond of Wigan

Excellent! Got the job done with minimum fuss. I would definately recommend.