Archives

Dog bites are common in the UK. We actually get a lot of enquires from people who have been bitten or attached by dogs, but it can be somewhat of a grey area in law as to whether you can make a claim or not.

In principle you are entitled to make a claim if the owner has been negligent in failing to restrain the dog, or failing to adequately warn a person going on to their premises that a dog is present and may attack.  

The issue is more to do with the viability to claim – i.e. is there any way you can actually get any compensation from the owner. If they have insurance, then it makes the whole problem far simpler. Most pet insurance covers liability for negligence, so making a claim through the pet insurance is usually no problem. If the attack happened on the premises of the owner and you can prove that the owner should have done more to protect you from being bitten or attacked, there’s the potential to go through the house insurers.
Read More

Training is important – without it, you wouldn’t really be able to know how to do certain things safely and correctly. In a workplace setting it is invaluable and it’s a requirement when it comes to anything that could cause you harm in the workplace.

Many of our own clients have had accidents at work because they have been poorly trained or not trained at all – you can make a claim for compensation if this has happened to you.

Don’t feel that it was your own fault because it was something you consider daft – if you didn’t know, you didn’t know; and if you’ve ended up injured, you should have known!
Read More

No-one would doubt that a building site is a dangerous place – and unfortunately with danger always comes the high possibility of injury. If you are brave enough to enter this ‘mechanical jungle’ it is imperative that both you and your employer take responsibility to ensure your workplace is as safe as possible. To not do so can easily result in serious injury and even fatalities.

Employees working on building sites are faced with a number of dangers, such as operating and working with heavy machinery, and a lot of manual handling, for example. It is because of these hazards that health and safety measures are extremely strict.

One of the common problems with any building site claim is discovering where the duty lies to prevent accidents. However, the key to this is merely determining who was in control?
Read More

As it just so happens, not only have I been advising people about claims for compensation for many years now, but I am somewhat of an expert in sporting injuries myself. I sadly suffered one of the worst sporting injuries you can sustain in January this year (multi ligament ruptures in the knee resulting in nerve damage and needing an operation for multi ligament reconstruction surgery and a nerve graft), and the nightmare its put me through has been enough to know I’m not going to be playing football again anytime soon (if ever!)

The problem is that sporting injury claims are not easy to win. For a claim for compensation to be successful, two key ingredients need to be satisfied – there has to be negligence (i.e. someone at fault for what’s happened) and your injuries have to have been caused by the aforementioned fault.

Now, when you take part in sport, by law, you accept that there are risks involved. If you play football you accept that in a midair jump for the ball, you could hit an opposing player who is also jumping for the ball, and you can both end up falling awkwardly. You accept that you can be tackled and taken down, which can inherently cause injury through impact of the opposing player sweeping you from your feet. You accept that you can fall awkwardly as I did and rupture several vital ligaments in your knee and rupture a nerve as well, leaving you with potentially permanent damage.
Read More

I’m going to start by probably pointing out the obvious here – accidents and incidents in bars, pubs and clubs are all too common. When there’s lots of alcohol, lots of excitement, and lots of people all crowded together, the potential for accidents is inevitable. The focus of this blog is going to be on accidents as oppose to incidents however; for more info on that, look up criminal injuries on our main blog page.

So, aside from the fact that lots of alcohol means lots of people with less balance and concentration jigging around the place, there are plenty of other obstacles and hazards that could cause you some serious damage.

Slips
Read More

I’d like to think that most of us get through life without any major incidents or bust ups. The problem is every town or city you go in can end up with you inadvertently being involved in trouble. You could be having a quiet drink with your mates on a Friday night and for some reason some societal scum decide they don’t like the cut of your jib – before you know it, you’ve been hit in the face, or seriously assaulted.

I’m lucky that I’ve never been involved in any serious trouble like this, but there are thousands of innocent victims out there who end up being caught in the wrong place at the wrong time and suffer injuries because of someone else’s neanderthalic behaviour. But the main question is, how do victims of assaults get any compensation for what’s happened?

Pursuing a claim against an individual is not really the easy way forward. They will probably not have any insurance to claim from, and probably won’t have the funds to compensate you – nor will they know how to deal with a claim against them. Ultimately, it’s not the most viable option; thankfully, there is an alternative.
Read More

Post Traumatic Stress Disorder (commonly abbreviated to PTSD) is a serious condition that can have a range of difficult affects on the sufferer. PTSD is a psychological condition that is often serious when formally diagnosed. In some ways it can be a bit of a step up from anxiety, and is often linked with conditions relating to depression.

It can be caused by a multitude of things, and it is recognised as an ‘injury’ that can be claimed for in a personal injury case. Normally the cause is related to a singular or series of events or occurrences that has some form of adverse psychological effect on you – for example, a near death experience, or witnessing a horrific and / or violent incident.

Being involved in an accident itself when severe enough can leave you suffering from PTSD – being hit by a lorry on a motorway, causing your car to spin out of control and flip several times could easily cause it. For those brief seconds that feel like years as everything falls in to slow motion, you convince yourself you are going to die, and panic sets in…
Read More

Most people falsely believe that the reason our car insurance is rising so rapidly is as a result of personal injury claims for compensation. We’ve been telling people for years that there are deeper, darker secrets in the insurance world that are truly responsible for the huge increases we have seen over the last few years.

We were delighted when former Justice Secretary Mr Jack Straw brought the insurance companies ‘dirty little secret’ to light about referral fees as the real reason why our premiums were constantly on the rise; and even more delighted that the papers were passed through parliament and we are set to see referral fees banned sometime next April.  Now we have another factor brought to light – again, something we have been fully aware of for a long, long time.

The Background of Referral Fees
Read More

Falling from a height can rather obviously end up with some serious injuries sustained. I’m sure everyone knows that the higher the height, the more serious the injuries; and depending on what you’re falling on to could also make a huge difference.  For this reason, health and safety rules and regulations surrounding working at height, or accessing high places, or in areas where risks of falls are there, are numerous.

For example, anyone who has to work at height must have appropriate training, guidance, and supervision for the task they are doing at height. If you must use high catwalks, or perhaps access scaffolding, rails should be in place to prevent anyone from falling. If you need to access a height using a ladder, the correct ladders must be used to ensure you do not end up falling and seriously injuring yourself.

In a none workplace scenario – I’m sure you’ve all noticed that bridges have rails and guards in place: to stop you from falling over the edge. Staircases and stepped areas will normally have handrails to hold o to as well, which is all in the name of preventing a fall from height.
Read More

There are a lot of rules and regulations in place that employees must abide by to ensure that their employees are not injured during the course of their employment. These regulations range from general health and safety at work, use of equipment at work, personal protective equipment at work, manual handling at work, and much more.

Whilst we have a good array of rules and regulations in place to protect employees, there are still high volumes of compensation claims that we deal with here that we often cannot understand how the employer has allowed it to happen. Simple things are missed, and employers fall foul of not taking health and safety in the workplace seriously enough to ensure people are not hurt at work.

Take for example a supermarket, that employs people to use delivery cages to distribute stock on to the shelves from the delivery lorries. The cages are work equipment, and must be regularly inspected and maintained by the employer to ensure they are safe to use. Staff should know to report any issues or difficulties in using them t prevent anyone from coming to harm. It’s simple enough to do, right? Why then does John Smith end up injured because the shelf on the cage he was using was being propped up by a surplus box of crisps and collapses as he innocently tried to remove the box to place it on a shelf? How has the employer allowed the cage to be in such disrepair that staff are using boxes to prop up shelves; and why weren’t staff more vigilant to report those kinds of problems? Normally because the employer isn’t doing enough to ensure it doesn’t happen.
Read More