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This is an important question – so here’s three reasons why you SHOULD make a claim against your employer for an injury at work.

You’re Covered

Your employer has a legal obligation to have a policy of employer’s liability insurance that covers their employees for injuries at work. It’s nothing personal when you make a claim for an injury at work – you are simply claiming against the insurance your employer has for the sole reason of making a claim from.

It’s similar to contents insurance – you have it in the event your are the victim of theft or damage. It’s there to be used; just like your employer’s liability insurance.

It can cover legal fees too!
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To answer this question, I first need to tell you that there is no definitive answer. The classification of your whiplash injury in to one of the common categories of minor, moderate, or severe is based entirely on medical evidence.

We send you to see an expert medical consultant who will provide us with a report that details the extent of your suffering. It’s about the severity and longevity of any pain, suffering, and loss of amenity that will dictate which of the categories you fit in to. So as you can appreciate, we can’t tell you what is considered to be a moderate whiplash because it’s all down to medical evidence!
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The best answer is this: straight away!

It is best to start your claim for whiplash personal injury compensation as soon as possible. Here are a number of reasons why:

Better Medical Evidence = Better Valuation?

To value your whiplash claim, we send you to see a medical expert. The expert provides us with a report, and we use the report to value the claim. It doesn’t matter too much if you are fully healed by the time that you see the expert, as a lot of their report is based on a meeting with you and notes from your medical records if they’re applicable. However, if you are still suffering from symptoms when you see the expert, they can comment on this in the examination.

We always aim to arrange a medical appointment as early as possible. It also allows us to assess at an earlier stage what further investigation or possible treatment you may need.
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The law for this subject is very clear – there is a huge burden on your employer to limit as much as possible the need for manual handling at work, or risk assess it and make sure it’s done correctly to avoid any injuries occurring. If you are injured due to a manual handling activity at work, you may have a claim for compensation if your employer has failed to uphold the important duty of care they have for you.

As an example, let’s say you are asked to move a significantly large crate containing bricks. It weighs half a tonne, and unless you possess superhuman strength, it really cannot be moved manually without breaking it down.

If you have to move it, your employer should make sure that you have the right tools to move it. I would imagine a forklift truck or perhaps a pallet truck or pump truck could do the job. But what also needs to be considered in accordance with the regulations above is whether the job can be done risk free. Here is where the risk assessment comes in to place. Your employer should consider:
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If you need gloves to be able to do your job without injuring your hands, your employer has a duty to provide them to you. To quote Regulation 4 of the Personal Protective Equipment at Work Regulations 1992:

4.—(1) Every employer shall ensure that suitable personal protective equipment is provided to his employees who may be exposed to a risk to their health or safety while at work except where and to the extent that such risk has been adequately controlled by other means which are equally or more effective (source).

The law is clear – if there is a risk that your hands could be injured during the course of your employment, your employer should provide you with appropriate equipment to protect you from a risk. Let’s say you handle hot materials or chemicals – you need heat retardant or chemical proof gloves to prevent any potential injuries. The gloves have to be good enough for the job as well. Regulation 6 states the following:
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Who is really offering 100% compensation now?

April 1^st 2013 saw one of the biggest shake ups in the entire history of personal injury claiming. Any agreements entered in to on or after April 1^st now means that it is unlikely you will be able to receive 100% of your compensation payout. The reason is that the law changed so that now lawyers are unable to recover all of their fees from your opponent.

That’s how it worked before – we were entitled to recover all of our legal fees from the other side meaning you get to keep your full payout. Now, there are two things we can no longer recover from the other side. One is something called a success fee, that is part of our fees deigned to reflect the risk of taking a case on, and the other is something called an After The Event Insurance premium. This is to protect you from having to pay out for unrecoverable disbursements (things we pay out on your behalf like a medical report) or costs from the other side.
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If you have had an accident at work, what are the ins and outs of making a claim? Do you have the right to make a claim? Are you worried about what your employers will say if you make a claim? Will you have to pay to make a claim? Here’s some general advice about all three of those very common issues.

Do You have a Claim?

There are loads of workplace regulations. If you have been injured because one of these important regulations has been breached, you may well have a claim for compensation. Your employer has a very important duty of care to look after your health in the workplace. If you are injured through no fault of you own, we may be able to help you make a claim for compensation.

So to find out if you have a claim, you will need to call us on our free claims helpline on 0800 634 75 75.
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Most people nowadays try and do their little bit to be as green as possible. In our office we have a policy of naming and shaming those who leave their monitors on at the end of the working day – it’s something we check each night before we close up. With our continued efforts to be greener, and given the ridiculous price of fuel, many are taking to the streets on bikes as a cheaper and more environmentally friendly mode of transport. And I guess it’s healthier too.

But in the stressful streets of the UK as one of the hardest working countries in Europe, our roads are bursting at the seams with traffic during the rush hours as busy commuters rush to get to work on time. Many drivers don’t keep a proper look out for cyclists as it is – but at 8am in the morning when we’re tired and grumpy, we’re even less alert than we should be and accidents can easily happen.

That’s why we have a pledge to fight as hard as possible to make sure that any innocent cyclist who is hit by a negligent driver receives the compensation they deserve. We often find that injuries can be fairly serious given that you don’t have the protection a car offers when you are riding a bicycle.  That’s why our bespoke way of working is designed to not only compensate you for your injuries, but to get you the best private medical care we possibly can.
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Today is a Friday – so most of the country (I imagine) is waiting for 5’o-clock to hit so they can escape the workplace and wind down after a week of working hard. Obviously we’re not – we’re open until 10pm tonight and 9am – 5pm over the weekend (and on the bank holiday) because we’re a little crazy and like to be as accessible as possible to our clients!

But the point I’m making is that the last thing anyone expects is to be going about their daily working business and suddenly slip over and injure themselves at work.
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In our opinion, in is always best to start your whiplash claim sooner rather than later. There are several reasons for this, and I will give you three reasons why you should start your whiplash claim as soon as you possibly can!

Medical Help

In most cases we can normally arrange for private physiotherapy. We can do this right from the outset of the case and arrange for the funding of the treatment so that the other side pays for it at the end of the claim. That way you get access to private medical care when you need it the most – right at the very start of your claim when you are likely to be suffering the most.

Quicker Payment

The quicker you start the whiplash claims process, the quicker you can expect a payout! Whilst this isn’t a strict rule as sometimes you may need to wait a little while to fully heal from your injuries, starting a claim now rather than a year later will normally mean you will get your settlement cheque sooner.
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