This is an age old question – it’s something I get asked a lot by our new clients. Unfortunately, it’s a little bit more difficult to answer than you might think.
However – with my advice below, you stand a chance at making sure you always get the maximum you are entitled to claim for.
How is it worked out?
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Third Party Capture; The Sorry Truth
A huge part of my job is to give free claims advice, and assess claims over the phone for anyone who has been injured in an accident through no fault of their own. It’s nice to let people know when they have a good claim, and it’s nice when the claimant instructs is there. I thoroughly enjoy it!
There, is however, another part that I do not like so much; in fact, it’s safe to say I don’t enjoy it at all. It’s never nice to hear when an accident victim calls up and they have already been taken advantage of by insurance companies, claims management companies, and solicitors willing to buy cases for extortionate referral fees.
For this article, my focus is on the insurers.
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If you instruct The Injury Lawyers to deal with your claim for compensation, and this claim is successful, you keep 100% of your compensation, and not a penny less. In other words, the legal services we provide to our clients is at no cost to them. Yes, we do have our costs to consider, but these will certainly not be something for which you are accountable for.
But, how do you know we won’t go back on our word and charge you? Well, firstly, we are an honest and reputable personal injury law firm with thousands of happy clients, and secondly we enter into an agreement, a contract if you like, with our clients that specifically excludes our ability to seek our costs from them!
Your compensation is just that. Yours! We deal with compensation claims on a daily basis, and have done so for many, many years – we are only too aware that the purpose of compensation is to put you back in the position you would have been in had the accident not have occurred. If we were to take even a penny from your compensation for ourselves, that would serve to leave you undercompensated. We consider this unpalatable, and our genuine no win, no fee agreements mean that you keep the whole of your compensation – guaranteed.
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Making a Claim for Compensation – The Facts
Do you have a claim for compensation?
Most people have no idea if they are entitled to make a claim for compensation; but thankfully, most of you know nowadays that there is an Injury Lawyer just a phone call away who is ready to fill you in.
So – here’s some general advice that may help you out when it comes to finding out if you are entitled to thousands of pounds in compensation for your injuries and suffering:
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Accident at Work Claims – Slips and Trips
There are so many workplace health and safety rules and regulations your employer must abide by. Risk assessments need to be completed, workplace areas need to be regularly inspected and maintained, and your employer has a duty to minimise risks to your health as far as is reasonably possible and practical.
So – what happens if your employer fails in this important duty they have for you, and you end up injured? You can make a claim for compensation from their insurance.
In any event, a regular system of inspection and maintenance should be carried out to make sure there are no slippery surfaces or defects on the floor waiting to trip you up. Any hazards spotted should be either rectified, or cordoned off and appropriate signage put in place to warn you of the hazard. If you are not advised of a hazard, or are unaware of its presence, you can make a claim.
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Personal Protective Equipment, or PPE as it is more informally known, is equipment which you should wear or use to protect you from risks to your health and safety at work. PPE should only be used as a last resort where no other methods could protect you – for example, employers should not use PPE as a cheaper option in place of another method of safety which may protect you better.
There are strict regulations surrounding PPE in the workplace. Employers should not ask employees for payment for the PPE, or even for any contribution at all – the employer should cover the cost of the PPE in full.
PPE is an umbrella term which can cover a whole host of equipment ranging from safety goggles, to respirators, to safety boots. PPE not only protects from those one off accidents, such as a laceration to the finger, but it can also protect from long term risks to health which can build up over time and potentially cause life threatening diseases – an example of this would be respirators to prevent conditions such as asbestosis. This serves to highlight the importance of PPE around the workplace.
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Accidents at Work – Why You SHOULD Claim
We take on countless accident at work claims on a continuous basis. You’d think that with all the health and safety rules and regulations we have in place to protect us that there’d be far less of work accident claims being pursued through our legal system. One of the major problems and reasons they keep occurring is the lack of understanding and respect for the rules and regulations we have in place.
So, you’re injured in a work accident through no fault of your own, and you think you are entitled to some compensation. Firstly, contact a quality injury lawyer to find out if you have a claim. Secondly, and turning to our question at hand here:
YES – MAKE A CLAIM
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What Really IS a Claim for Compensation?
Many of you reading this will probably have a general idea as to what a claim for compensation entails. But do any of you really know what it is? I mean, what it really is?
The old stereotype of the man falling off the incorrectly provided ladders, or the lady slipping on the wet floor where no signs had been placed, is just microscopic view of the claiming world. There are so many ways you can end up injured, and end up having a valid claim.
So – to answer the question, I suppose it’s best to ask another question:
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Health and Safety Gone Mad and the ‘Claims Culture’
OK – so we do have a lot of health and safety rules and regulations to comply with nowadays. We have training manuals to read, instruction videos to watch, and endless amounts of forms to sign to confirm we have thoroughly digested the information we are exposed to. But – has it really gone mad? Are we doing too much?
I think this is one heck of a hot topic for debate. Personally, I side with the sensible approach, whilst maintaining the importance that even the “little things” simply cannot be missed. Yes – we all have an obvious duty to look out for our own personal wellbeing – so there are instances when an accident really is the fault of the injured person (or just no one at all!) through a lack of common sense. But, if the necessary checks weren’t in place, and the required training was never completed, people’s health and safety is easily at risk.
I agree – there is a lot of red tape around it – but it’s far better to have it there than to not have it in place. For example:
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Choosing your Specialist Personal Injury Lawyer
If you are reading this blog, then you have taken the correct first step to dealing with with your personal injury claim. It is always advisable to take independent legal advice on your personal injury claim, and finding the law firm you want to act for you is best done directly with the law firm. There are many referral agents out there who may want your claim. Referral agents act as middlemen by selling your claim on to personal injury law firms – this referral fee can be for a large amount of money (often up to £800!).
If a law firm has already reduced their budget amount for your case by paying this fee, it is likely that they will also give you a reduced level of service or face incurring a loss – which isn’t something a law firm is going to want to do!
In summary, it is best to leave the destiny of your claim in your own hands and choose the law firm that is right for you. Below I have listed some useful tips that you may want to look out for when researching potential law firms to instruct on your claim:
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