At The Injury Lawyers we are frequently asked about how the compensation claiming process works. In most parts the claims process is actually quite straightforward; what is better is that with the right lawyer your side they will do all the work for you. Here is a quick guide to how you accident claim works.
The first thing that is required is to produce a Letter of Claim. This outlines your accident and why we consider that the Defendant is legally responsible for your injuries and should therefore provide you with compensation. At The Injury Lawyers we try and get this off to the Defendant as soon as possible to make sure that there are no delays in getting your compensation. It is therefore extremely helpful if you have all your details along with the accident circumstances, in as much detail as possible, so that your Letter of Claim is thorough and can be sent straightaway.
The more detail your lawyers have the faster your claim can be settled because the Defendant will be able to investigate your claim without having to seek further information. When your Letter of Claim is sent the Defendant has a period of 21 days to acknowledge receipt, and then upon this, a further 3 months to investigate your claim. This is not to say that the Defendant will need these 3 months to investigate, but they are allowed this period of time. Naturally, the more detailed the Letter of Claim, the faster your claim can be investigated.
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At The Injury Lawyers we welcome the recent announcement that referral fees have been banned. We believe that this will provide greater transparency within the legal and insurance world and will ensure that the Claimant gets the best possible service.
A referral fee is a fee paid by a solicitor or claims management company to an insurer for the details of those who have been unfortunate enough to have been involved in an accident and sustained injuries as a result. For example, you have been involved in a road traffic accident and suffered a broken arm through no fault of your own.
Insurers know you have a claim for compensation and will provide your details to a solicitor or claims management company who is willing to pay between £200 and £1,000 on average for those details. The reason they will pay such a hefty fee is because they know your claim for compensation has excellent prospects of success and that they can get this referral fee back and more in legal costs when they win your case. All they have to do is get in touch with you, get you on board, and then win your claim – which is actually quite straightforward.
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