What am I Entitled to Claim For?

Did you know that if you have been involved in an accident that was not your fault you may be entitled to compensation? I would say that most of you are aware of this given that there has been a lot of advertising on this matter in recent times.  However, are you aware that the compensation that you could be awarded does not solely relate to the injuries you have suffered? I would hazard a guess that most are probably unaware of this.  The reality is that if you have been involved in an accident that was not your fault, you are entitled to make a claim for compensation to cover ALL of your losses.

What do I mean by all of your losses? Well, here is a very quick example – if you have had to take time off work because of your accident, it may be that you have only been paid statutory sick pay and that you have lost out on a certain amount of wages. Your lawyers can make a claim for this loss of earnings to make sure that you are put back in the position you would have been in had the accident not have occurred.  So what else can a claim for compensation incorporate?  Here is a quick guide:

Loss of earnings
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Disadvantaged on the Open Labour Market?

I read this evening in the Edinburgh News that an oil worker has been awarded £160,000 in compensation having been involved in an accident whilst working on an oil rig in the North Sea. 

It is reported that Mr Martin Brand had to have two of his fingers partially amputated following his hand being crushed when he was cleaning some pipes and some hydraulic slips unexpectedly moved back in May 2006.  Most of this compensation was awarded on the basis that Mr Brand was disadvantaged on the open labour market.  So what do we mean by this?
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Industrial Vibration White Finger claims

Work accidents can come in all shapes and sizes – you may have fallen from a height, suffered a laceration on your finger due to a lack of protective gloves, or simply tripped in an area where there were no warning signs notifying you of a hazard.

The focus of this blog however is on a certain type of industrial disease known as Vibration White Finger also known as Hand Arm Vibration Syndrome due to the increased awareness of the variety of symptoms a sufferer can experience.

A sufferer may not just get the ‘white finger‘ so to speak, they may also suffer from cold sensations and/or tingling in the fingers, numbness in the fingers, or even a general aching feeling extending throughout the fingers and hands and further up the arms. In more extreme cases sufferers have reported a complete loss of feeling in their finger(s) which may extend up the hand and further up the arm. It’s important to note that different people will experience different symptoms with an increased or decreased severity.
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Claiming for Loss

Completing a personal injury claim may be seen as two-pronged. On the one hand you have your claim for your injury compensation to which any good injury lawyer would advise you an approximate value. On the other hand you have you losses. Now, you may wonder – ‘what am I talking about’, and think that your claim was just for compensation. Well, succeeding in a personal injury claim is meant to put you in the position you would have been in had you never have suffered the accident. Therefore, if we did not include in that claim any loss of earnings you had suffered, or all the travel costs you had incurred as a result of the accident, you would still be worse off.

Therefore, any financial losses you incur as a result of the accident will be compiled in a document known as a Schedule of Loss. This document will not contain a valuation for your injury compensation because, as I said, it can be seen as two-pronged; so the compensation part is claimed separately.

Below I have listed some of the more common items of loss which you may see on a Schedule of Loss:
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