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OK – so you want to make an accident claim, and you have no idea what to do at all, and no idea what it actually entails. You’ve probably seen the adverts on TV for No Win No Fee lawyers, and 100% compensation, but you still don’t really understand the ins and outs of how it all works.

Here is a quick guide to fill you in:

No Win No Fee
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If you have been involved in an accident that was not your fault, and you have been injured as a result, you may have a claim for compensation.

Another term for compensation is ‘damages’ and there are two types of damages for which you can claim – these are General Damages and Special Damages. General damages is the compensation for your injuries – i.e. for the pain and suffering you have endured and the effects those injuries have had on your life.  Special damages are the quantifiable financial losses which you have suffered as a result of your accident – these will be the topic of the following blog.

There are many types of losses which you can recoup and claim back from the other side – I have listed some of the more common types below:
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If you have had an accident in Scotland, you may be surprised to know that there are variances between England / Wales law and Scottish law that could mean the difference between incurring a deduction from your compensation and not being charged at all.

In England and Wales, for most claims for compensation, your injury lawyer has the ability to recover all of their legal fees directly from your opponent. For example, if you claim for compensation from the insurance of the driver at fault for a car accident, your lawyers should have no problems recovering their legal fees straight from the insurance as well.

With a good injury lawyer, you will never have a percentage taken away, and you will never end up having to pay a penny if you win. These are things you should check beforehand as there are lawyers out there willing to charge, but you don’t have to be charged with the right lawyer!
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We, like many other lawyers out there, have our own personal injury calculator on our website that has been there to help accident victims get an idea as to what they could be entitled to claim for in compensation for years.  Whilst the calculator can be useful, it has its numerous limitations – so, here’s a quick guide to fill you in on how it works:

How Does it Value My Claim?

Well, firstly, it’s important to understand that I’m basing this on our own calculator – as many others out there could be different. Out calculator provides you with brackets and figures based on official guidelines that we, as specialist injury lawyers, actually use when we value our own clients claims. The figures come from the JSB (Judicial Studies Board) Guidelines, which are guidelines set out to assist lawyers and insurers when it comes to agreeing settlement for a claim.
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If you have been injured at work through no fault of your own, you may well have a successful claim for compensation.

Your employers have an important duty to ensure that your health and safety is maintained at all times whilst you are at work, and there are a number of rules and regulations that they must abide by. If your accident and / or injuries were caused because your employers failed in this important duty of care that they have for you, their insurance should cover you and compensate you.

So – how do you make a work accident claim, and what does it entail?
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We are The Injury Lawyers – we are a firm of specialist personal injury lawyers who deal only in claims for personal injury compensation throughout the whole of the UK (except for Ireland, unfortunately). We are an actual law firm – we are not some claims company or accident helpline, who will give you some advice and pass your details over to a law firm for profit – it’s us that advise you about your claim, and it is us that represent you!

We personally believe that our Genuine No Win No Fee agreement and our service standards are second to none. We know of no other law firm that handles cases in quite the same way that we do! So, here is a guide on how we work, who we are, what we do, and how we do it, so you can not only learn something about us, but learn something about what you should look for when it comes to searching for injury lawyers.

Genuine No Win No Fee
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So – can you make a claim for compensation for tripping over and ending up injured? If you trip over what you believe is a dangerous defect or hazard that should not have been there, and there is another person or a company at fault for the accident, you may have a successful claim for compensation.

Examples of Claimable Defects / Hazards:

• A raised section of flooring in a premises (a shop, supermarket, etc) – perhaps a loose section of carpet or tiling that has raised up – that you end up tripping over.
• A section of concrete raised or broken away in a car park for a premises (or in the premises) that you trip over.
• An item, or item of furniture, dangerously positioned or left on a floor that causes a tripping hazard; a stool for employees to reach high shelves in a supermarket is a good example of such a hazard.
• Uneven, raised, or broken sections of concrete out on the street, or a raised manhole cover.

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I was thinking today about accidents at theme parks in general – namely Alton Towers, as one of the UK’s largest and most popular theme parks. It’s actually quite close to where I live, and I’m thinking of heading down with some friends before the end of summer (which seems to be looming way too quickly). As I’m personally still suffering from my whiplash at the moment, I was wondering how this may effect it given it’s full of fast rides that will inevitably knock my neck around. But it got my thinking about the many theme park accidents there have been in the past.
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OK – so there is this whole thing about a ‘compensation culture’ in the UK that has hit the headlines on numerous occasions. In reality, if you read the Lord Young / Jackson reports of late, the whole idea of a ‘compensation culture’ was deemed a media fuelled myth, of which there really is no issue.

The most recent headlines have been those of our former justice secretary Jack Straw whom, after investigating how one of his constituents details were sold around for money between claims companies and insurers to solicitors, hit out at the frivolous profit making industry of personal injury referral fees; something which we never pay and have always been against.

The insurers themselves were blamed for the increase in our car premiums as it was uncovered that it was the insurers themselves that are a party to the referral fee system, in which their own policy holder’s details are passed over to solicitors who are willing to pay huge referral fees of up to £1000 per claim. This has, according to recent news, been responsible for an increase in ‘frivolous’ claims that have not only driven our premiums up, but provided the insurers with a millions of pounds in profit from passing the details of accident victims over.
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OK – so you have had an accident through no fault of your own, and you believe you may be entitled to compensation for your injuries and any suffering you have had to endure. Who do you speak to for advice, and who do you instruct for your claim?

In all honesty, it’s entirely up to you! I of course will suggest that you speak to us as we are a firm of specialist personal injury lawyers. We are an actual law firm, so we do not pass details over to anyone else to have your claim – it’s us that advise you, and it’s us that represent you.

But aside from my attempts to sway you over to our service, here is a quick guide as to what you should look out for when it comes to getting the right advice and getting the right lawyer for your claim:
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