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December 19, 2012

Free Compensation Claim Valuation Advice

instant compensation calculatorWant to know how much your claim is worth?

Here is how you find out:

  1. Instruct us to deal with the claim.
  2. Allow us to get a medico-legal report for you.
  3. Let us value the claim.

It’s a simple process. Without medical evidence though, it is nigh impossible to accurately value a claim for personal injury compensation. Why? Because we as specialist injury lawyers can only assess the severity and nature of your injuries when a suitably qualified medical expert (your own GP doesn’t count) has done a thorough and comprehensive medico-legal report.

Without this evidence, we simply cannot value a claim. So if you’re looking for a second opinion because you already have a law firm dealing with the case, we’re not really able to help.  If you want to know how much the claim is worth before making a claim, you’re better off instructing us and letting us do things right to make sure we can actually give you a proper assessment! Although if you ring us today we can tell you whether the claim is worth at least £1,000, which in our eyes certainly makes it worth pursuing.
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December 18, 2012

Winter Accident Compensation Claims

winter weather claimsAs the weather gets colder (or at least it should be getting colder!) we see an increase in accidents. Slipping on snow and ice, wet floors from people treading ice and water in to places, car accidents from skidding; it can be somewhat of a nightmare. We get a lot of enquiries from people wanting to make a claim, but it’s not so easy when the weather is a factor.

Firstly, slipping on snow or ice whilst out in the street is a difficult claim to win. You would have to prove that the council has been negligent in the duty of care they have for you. Whilst they often have a duty to grit, it’s not likely they will grit pavements (as an example) unless it is absolutely necessary. The local authorities are restricted in their budgets as it is, and the focus is normally on roads. However, whether they grit or not is entirely dependent on what their own specific policy says.

If you skid in your car due to black ice, you still normally don’t have a great chance of succeeding with the case. Again, it could depend on whether the council were able to grit in the day it happened, or even if there was enough grit to go around! The gist is that blaming the council is easier said than done.
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December 12, 2012

Ruptured Ligaments Injury Claims

ligament damage injury claimsThis is a topic I feel I can advise you on with relative ease and compassion. For the sake of example, I will focus on ruptured knee and ankle ligaments, although it can apply to most other ligaments in the body. Having been through multi ligament rupture from a traumatic dislocation of the knee, I think I know a thing or two about the trials and tribulations involved when suffering with such an injury! Hopefully my experience and advice can help you too.

First and foremost, rupturing ligaments is normally bad news. Torn ligaments that are surgically repaired do not always heal well, so rupturing one normally requires some form of reconstruction surgery. Sadly that means suffering for months with an injury and a huge stretch in physiotherapy.

The wonders of medical science today mean that you don’t have to lose a limb when rupturing ligaments. A ligament rupture is usually defined by a ligament completely breaking to the point where it has been separated. It is not a case of just stitching it back together like you can with a bone; bone on bone heals normally quite well, but a ligament normally needs to be reconstructed.
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December 07, 2012

Accepting Pre Medical Offers

by accepting pre medical offers you'll lose money in the long runAccepting pre medical offers is NOT advisable – and this advice is coming from a firm of specialist personal injury lawyers. The reason for this is that the valuation of your claim cannot be determined without proper medical evidence. You need to attend an appointment and have a suitable expert produce a Medico-legal report; so nipping to see your own GP doesn’t count! A pre medical offer is just that – an offer before medical evidence is obtained. Hence: pre medical.

Put it this way – would you buy a car without having a test drive or even knowing what it looks like? Would you buy a house without knowing where it is, or the condition of the premises? Would you as a football manager buy a striker without any background knowledge of whether they can even manage to put the ball in the net? Would you buy a Christmas tree without knowing what it looks like? I could go on forever…

The relevance of this is – would you accept money for an injury claim when you don’t know how much is it actually worth? Well, if the answer to all the questions in the paragraph above is no, the answer to this question should also be no!
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December 06, 2012

Pre Medical Offer Season

beware insurance companies offering low payouts at xmas timeTis the season to be jolly‘! With less than 3 weeks until Christmas, the decs are up and the presents are (probably) bought and we are all feeling a little cash strapped for the rest of the festive season. This is the perfect opportunity for insurance companies to save themselves a great deal of money; at your expense!

Here at The Injury Lawyers, we call it Pre Medical Offer Season. Basically, as the insurers know we are all in need of a little extra cash over the festive period, they go mad for making pre medical offers to people in the hope to settle the claim for a potentially low sum by feeding on the need people have for more money during the Christmas period. They do it when you have a lawyer, or even without.

You will be offered something like £1,000 to settle the claim now. They’ll promise you a cheque within days, and hopefully it can clear before it’s too late to hit the shops for Christmas or the January sales. It’s extremely tempting to anyone. The trade off though is that you may be under settling your claim. The only way we can properly value your claim for compensation is with proper solid medical evidence. If you don’t have medical evidence, no one can properly value your claim. A pre medical offer is an offer to settle the claim in full and final in the absence of medical evidence. So it’s a literal shot in the dark so to speak.
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December 04, 2012

Working at Height Accident Claims

work at height accident claimsAs a man who used to spend his time climbing rocks faces as a hobby, both indoor and outdoor, and having previously worked at height for a refurbishing job a few years back, I’m no stranger to the danger involved and the measures people need to take place to ensure you don’t end up falling from a height.

It only takes one slip, trip, or stumble when up high somewhere to end up careering down a height and facing the potential of a serious injury. It’s an obvious statement that falling from a height can end up in serious damage and even fatalities. So when it comes to working at height as part of the role, the responsibility, as always, falls largely on your employer.

Your employer must take all reasonable steps to ensure that you are safe when working at height. If you are working with ladders, you should be properly trained and provided with the right type of ladders for the job you are doing. If the job requires someone to be at the base of the ladders to stabilise them, then this should always be the case. You should be fully fit to use the ladders, and the ladders should be in a condition to allow the job to be done safely. So if the ladders were to collapse due to disrepair, or fall because they were the wrong type of ladders for the job, or if they were not suitably stabilised, you may have a claim against your employer.
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November 29, 2012

No Win No Fee Injury Lawyers

injury lawyers guaranteeThis is a phrase that is batted around A LOT – so it is important to understand the difference between firms and make sure that you instruct the best lawyer for you.

So to begin with, what is a No Win No Fee?

This means that you should not have to pay the fees to run your case if the claim doesn’t win! You should receive 100% of the compensation awarded to if you win as the legal fees for most injury claims are recovered from the defendant.

So what should you now look for in an Injury Lawyer to make sure they’re the best? Here are a few examples.

  1. Communication
  2. Expertise
  3. Accessiblity
  4. Friendly

This is a very basic checklist however there is a lot more too each heading and here at The Injury Lawyers we pride ourselves on ensuring we have focused individually on each one and ensure you as the client get the best service level possible!
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November 28, 2012

Children Whiplash Injury

child whiplash claimsContrary to some beliefs, children can sustain a whiplash injury. Generally they may not be as badly affected as adults, but a car accident can easily leave your child suffering with the same symptoms in the neck, back, and shoulder area.

Whiplash is caused by the ligaments and tendons in the neck, back, and shoulder areas being stretched beyond their normal range of movement. So this can happen whether you are an adult or a child.

Children have the right to make a claim in exactly the same way an adult is entitled to. There are a couple of differences to the claims process – for one, the child will need a litigation friend to act on their behalf, given that the law doesn’t commonly allow them to bring a claim themselves (rather obviously). This is normally a parent or guardian / family member, and can even be you if you were in the same accident.

The other major difference is that an Infant Approval Hearing will normally take place at the end of the claim. This is a simple hearing for a Judge to confirm that they are happy with the amount that has been accepted between us and the other insurers. As the child is under the age of 18, the Court should always intervene to make sure that any offers that are agreed are fair to make sure the best interests of the child are looked after.
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November 25, 2012

Recommended Personal Injury Solicitors

Claiming for an injury can be a stressful and worrying thing to do, as the majority of people never think they will have to do it. Therefore, it is extremely important that you instruct the best personal injury solicitor for you to ensure that the process is as smooth and stress free as possible (and, of course, to ensure you gain the optimum amount of compensation at the end!)

So what should you look for in a solicitor?

  • Good communication– this is vitally important when claiming as you should be informed at every stage of the process. After all, it is your claim so YOU essentially need to be in the know, all of the time.> Read More
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November 13, 2012

100% Compensation Claim

There are a lot of horror stories out there about 100% compensation turning into a “nightmare” as solicitors come after the case and take all the compensation away to cover their fees.

However, this is far from the truth here at The injury lawyers, as we GUARANTEE you 100% of your compensation and there is a reason why we can do this.

The standard conditional fee agreement (The No Win No Fee) states that a solicitor will seek to recover fees from the other side. This all seems well and good, but the word seek leaves you open to the possibility that if they have trouble recovering fees from the other side, they are able to come to you for the shortfall. So say the solicitors costs are £5000.00 and the other side agree to pay £3000.00m the shortfall of £2000.00 may have to be covered by yourself. Of course, many reputable solicitors may not do this – however there is always the possibility that they CAN. Many solicitors hold this power to charge you.
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