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Plenty of us now are sitting down in chairs at work. We trust we’re safe of course – it’s not normal for a chair just to collapse… is it?

In a workplace situation, if your chair collapses for reasons beyond your control, you may well have a good claim for compensation. Your chair is classed as your work equipment, and there are specific regulations in place that state that any defective work equipment that causes you an injury leaves your employer liable.

Even if the reason the chair became defective was totally out of your employers’ control, we can allege the defective work equipment rule and in theory the insurers should be strictly liable to compensate you. As long as it wasn’t you who was responsible for breaking the chair – say you jumped up and down on it or loosened a screw or something.
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Many people, particular in supermarkets and warehouses, use roll cages. It’s an everyday piece of equipment needed for moving stock around the premises – so they’re pretty useful! Having worked with them in the past, they don’t half get battered around sometimes! In fact, we see a lot of claims for compensation caused by roll cages at work.
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Put simply; it might be. But what you need to know is that are for more likely to under settle your claim for compensation if you settle with the insurers direct. Now, before you start telling me that the insurers have already told you they’ll pay you more by dealing with them direct as they avoid paying out legal fees, don’t bother! We know how the system works, and dealing with the third party insurers directly is very, very dangerous. I’ll explain why.

How to Value a Claim

There is only one way to properly value a claim for personal injury compensation. You must attend a medical appointment with a suitably qualified medico-legal expert. Your own GP does not count! The expert needs to be qualified to prepare a specific medico-legal report.

In most cases when people deal with insurers directly, they do not obtain a medico-legal report. Therefore, any valuations and offers made to you are based entirely on estimations and guesswork. Would you buy a new car based on what it ‘roughly’ might be worth? How do you know you’re not paying over the odds? Would you hand over your hard earned cash to a mechanic when you don’t know how much they will charge you for the work? Better yet, would you let a surgeon operate on you when he/she may or may not be qualified to do so? You can’t leave this stuff to chance.
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We take on a lot of road accident claims involving car parks; they’re extremely common. From people pulling out of spaces without looking (usually reversing), or people not paying enough due care and attention to pedestrians, we’ve seen it all!

From the perspective of a driver, there is an increased duty to look out for pedestrians in a car park. It’s obvious that car parks will be full of people walking in between cars with shopping, and it’s expected that there will be mums trying to juggle a trolley load of shopping together with screaming kids who are running around and generally hating being there! The Highway Code normally stipulates that in situations where pedestrians are likely to be, the driver has an increased duty of care.

As such, if you have been hit by a driver who has not been paying enough attention in a car park, it’s likely we can help you out with a claim for personal injury compensation. Even at low speeds being hit by a car can do some pretty serious damage, which is why we offer the whole package – we recover compensation for your injuries, as well as losses like lost earnings or medical expenses, and we will try and assist with private medical care funded by the other side right from the start as well.
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Rules and regulations that employers have to abide by when it comes to manual handling activities in the course of your employment are strict and numerous. There’s a very good and rather obvious reasons for this; manual handling injuries tend to affect the back. Your back is of course one of the most important parts of the body, so injuring it can be considerably debilitating.

Whilst manual handling comes in to almost everybody’s role in some way, it applies to others far more in certain occupations. It applies minimally for me as I’m an office worker, lifting only boxes of paper or files on the odd occasion.

But a plumber, or a mechanic, or anyone on a constructions site or in a warehouse, are going to be doing a lot of lifting as part of their role. As such, proper manual handling training and risk assessments should be done by your employer to comply with the law!
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According to sources from the BBC (source), Aviva have a dream – a dream that will save you money. In a triple dip recession (or whatever stage we’re at with it these days!) we’re all in need of a bit of extra cash or being able to save a little extra money in the costs of living. Aviva Insurance claim they can help you out here!

Their proposal according to news sources is to “cut out middlemen who inflate the cost of claims” as they blame whiplash claims for the rapid rise in insurance premiums for cars. The middlemen, they claim, are us – personal injury law firms. What they are proposing is that injury victims go to them directly, allow the insurers then to value your claim, and pay you out without the need for paying legal fees.
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There are certain places where road accidents commonly occur. The more common ones are roundabouts, from side roads, car parks, and petrol station forecourts / garages. For this article, as the title suggests, I’m going to focus on claims on a petrol station forecourt involving cars.

You fill up your car with overpriced petrol, wincing at the price that comes up on the screen at the pump, and then begrudgingly make your way to the kiosk to tear a huge hole in to your pocket given the high price you have to pay to keep your car on the road. This naturally means you’re likely going to walk across a petrol station forecourt – which of course is full of cars moving around after they’ve finished filling up and paying. Right there is one of the primary reasons you can be injured on the forecourt; because there are generally no designated traffic routes around.
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Whiplash claims are oh so common; and the question as to how much compensation you are allowed to recover for a whiplash claim is all over the internet. We have done a fair few articles on this topic in the past, but the reason I wanted to write about this today is because I have a whiplash claim and I’ve just received my very first offer! Very exciting…
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As a firm of lawyers who deal only with claims for personal injury compensation, we actually specialise in serious injury claims with payouts that run in to millions of pounds. If there is one thing that is always a certainty in high value compensation claims, it’s that insurers will do ANYTHING to limit or stop a payout. Their interests of course are to protect their shareholders profits and keep costs down.

But you have to really question the lack of humanity when you hear a story like this one; bearing in mind that insurance is there to cover people for claims. According to sources from the Daily Mail, Churchill are going to appeal a decision finding their policy holder 100% at fault for an accident with a payout estimated to be in the millions. The problem though is the circumstances of the accident, and their argument for the appeal…

Churchill are saying that now brain damaged 16 year old Bethany Probert, who was 13 at the time of the accident when she was hit on a dark country road by a speeding motorist, should have been wearing a high visibility jacket. They are actually suggesting that a 13 year old should know to wear a high visibility jacket on the basis that she rides horses and therefore knows to wear one when out on a horse on the roads.
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Vicarious liability for a work accident compensation claim essentially means that you have been injured due to the negligence of a colleague. If you are injured due to the negligence of a colleague, in UK law, your employer is vicariously can be found liable which means they have the duty (normally through their insurers) to compensate you. So for example : if your co-worker, let’s call him “Jim”, runs in to you whilst driving a forklift truck because he wasn’t looking where he was going, fear not; you don’t have to sue “Jim” personally! In this situation, the claim can be brought against your employer.

Employers Liability Insurance covers vicarious liability claims.

Claims that fall within the realm of vicarious liability usually have pretty high success rates. Here are a few examples of cases where your employer can be vicariously liable (aside from the forklift one above):
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