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For most road accident personal injury compensation claims in the UK, it’s the lawyers that have to make the first offer to the insurance company to settle the claim. Before, and in many other types of claims such as accidents at work or slips and trips, we provide the other side with medical evidence and losses information and invite them to make an offer for settlement to us.

But now, due to legal reforms that came in to force from April 2010, we have to make the first offer to the other side when we provide the medical evidence and losses information.
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Given there are so many lawyers out there who can represent you for a claim for personal injury compensation choosing the right one can be a mission in itself. Competition has been extreme in the personal injury industry, which is why some firms have thought of clever ways of reeling you in to using their services.

Cash up-front and a free iPad have been two of the most popular hooks used by firms to get you to sign up to their legal services. For the purposes of this article, I’m going to look at the free iPad offer and why you probably no longer see it, and why you shouldn’t really trust it…
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A bit of a niche area of law here – what are you rights if you have an accident in a restaurant, or perhaps a bar or a cafe, because of a chair? Well, let’s look at the law and whether you may be entitled to make a claim for personal injury compensation.

Generally speaking, unless you work at the restaurant, the law that applies is the Occupiers Liability Act, and this vital piece of legislation dictates that the occupier of a premises, i.e. those in charge or responsible at the restaurant, have a duty to take all reasonable steps to prevent an injury occurring.

When it comes to chairs, what are classed as reasonable steps? Well a system of inspection would be a good start – checking to make sure that the structure of the chairs is stable and ensure there are no breaks or defects to make sure that the chair is not liable to break or collapse. A record of this should be kept as well.
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At work, your employer is under a pretty heavy duty to look after your health and safety, and make sure you are not injured whilst working. When I say heavy, I mean there are a lot of workplace rules and regulations that employers must abide by, and breaching any of these regulations can pave the way to you making a work injury claim for personal compensation.
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April 1^st 2013 saw the biggest shake up in the personal injury compensation claiming world ever. Some of changes affect clients directly, and we are not too happy with them, but others we are more than happy with.

The banning of referral fees was one of the highlights of the reforms we think! No longer can claims be sold for profit by claims management companies (CMC’s), insurers, garages, and all sorts of companies. People would search the net, see a company advertising No Win, No Fee services, likely not realise it’s not a law firm, and instruct them to deal with the case. They would then pass the claim to a lawyer for up to £1,000 – money that comes straight from the budget for running your claim; leading to poor levels of service and under settled claims.

So what are the new changes? Well according to updates from the government, the rules which came into force on the 8th of July mean that:
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A bit of a niche area of law this one – can you make a claim for compensation if you fall because of loose and wobbly steps or paving slabs? Falling at the hands of a wobbly surface is fairly easy to do – no one expects the ground to suddenly move beneath them; unless you’re in a fun house…

There are two common types of claims where this could occur. Let’s look at them both:

In the Street / Public Grounds – Highways Act

If you fall due to a wobbly step or paving slab whilst out and about on public land, in the high street for example, the claim will typically be pursued against the authority who has responsibility for the area. This will normally be the local highways authority or the local council.
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We specialise and deal only with claims for personal injury compensation. We have particular expertise, and many years of experience, in representing victims of work accidents. Work accidents are fairly common because there are a lot of rules and regulations that an employer can breach. We have regulations covering most scenarios. Here are some examples:

The Workplace (Health, Safety and Welfare) Regulations 1992

These cover traffic routes and therefore slips and trips, general health and safety of the workplace, falls or falling objects, doors and gates, windows and skylights, and all sorts of things. The common ones are slips and trips. So if you have an accident in relation to any of the above, you may be able to make claim for personal injury compensation.
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Personally, I can’t tolerate people who drink and drive. There is a very good reason why drinking and driving is illegal – intoxicating substances impair our judgement, and being behind the wheel whilst drunk is like a child running round with a knife. We see it all too often in the news when a person is badly hurt or killed because a driver loses control of their vehicle and causes an incident.

So what happens if you are the unfortunate victim of a drunk driver who has not only caused you a loss by mixing alcohol with driving, but also happens to have no insurance? It’s a lot more common than you might think. This dangerous combination though does not stop you making a claim for personal injury compensation.
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We take on a lot of personal injury compensation claims due to manhole covers being missing or defective. You can end up with some fairly serious injuries from falling due to a manhole cover. But what about manhole covers that cause an accident in the road whilst you are driving?

Generally speaking, the same rules apply. There is a duty on whoever is responsible for the manhole to ensure it is safe. It will commonly either fall as part of the responsibility of the local Highways Agency or of a utilities company.

If you hit an open manhole when driving, you can easily end up injured. The sheer force of the wheel dropping in and being forced back out of the open hole is likely to cause a jolt significant enough to leave you with a whiplash injury. At the same time, our natural instinct is to brake hard when something sudden like this happens, and that might not help. You could also face significant vehicle damages – the bumper could be ripped off, suspension shot, wheel and tyre damage, or even serious underside damage if the undercarriage bottoms out.
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When it comes to making your personal injury compensation claim, we know that you want the maximum compensation, the toughest lawyer to fight your case, and a great service. This can really only be offered by an Accident Injury Specialist – and we know where you can find one!

You might call us bias for plugging ourselves here, but let me give you a few reasons why you should make your personal injury compensation claim with our expert team here at The Injury Lawyers:

Specialist Lawyers

There is a reason why we are called The Injury Lawyers – we only represent victims of personal injury compensation claims, and we don’t deal with any other types of law. All our staff are trained to specifically help victims for compensation claims, and we have a bespoke way of working that is suited to making sure our clients get the maximum compensation in the quickest time possible. The lawyer working on your file will be a specialist injury lawyer with a wealth of experience behind them.
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