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A whiplash injury is caused when there is a sudden movement of the head / neck, causing it to jerk or jolt violently away from your body. Anything that causes your neck to jolt sideways, backwards or forwards may cause the injury. It often results in the ligaments, tendons and muscles in the neck being overstretched.

The most common cause of a whiplash injury is a car or a motorcycle accident; this is because when they become involved in a collision there is a sudden stopping force, which is the cause of your head moving violently away from your body. Even collisions that occur at a low speed can cause a whiplash injury.
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Road accidents are common – it’s the reason we all have a legal responsibility to have insurance which covers us all for any accidents we cause. But the sad story is that the insurance companies are somewhat displeased that their heavily lined pockets are being ever so slightly dented with claims against their policy holders; which in itself is a bit of a conundrum, given that the insurance product they sell is designed to insure people!

So, the insurance companies have for many years now being finding ways to save themselves some money – which unfortunately can end up having a serious negative effect on a claim for personal injury.

But how?

Well, the insurance companies’ involvement is normally known as Legal Expense Insurance – so here’s the real explanation as to what exactly Legal Expense Insurance is:
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