Why not? The insurance company you are probably pursuing for your vehicle damages are liable to cover you for injury as well. So if you didn’t claim then you are simply letting the insurers keep the money you are entitled to. When you think of it that way, it doesn’t make a great deal of sense to not claim, does it?
But there are other advantages and you should really ignore the media fuelled rubbish about a “compensation culture” and “whiplash epidemics”.
Whiplash is rarely ever simple, and it often gets worse before it gets better. So if it’s only been a few days after the accident and you’re not feeling too bad, don’t think for one second that this may be the end of it. It is very common for the symptoms to develop and get worse over time so don’t be surprised if you suddenly start feeling worse and end up needing some medical help.
The way that we value a case and correctly categorise the injury is to send you to see a medico-legal expert who can produce a report for us. The expert may identify that there is further damage so it can be useful to make your claim to ensure that you get a proper medical report to cover your own back. You may need some treatment that could help you recover quicker or stop the injury getting worse.
Your health is the most important thing and the experts we instruct are here to help you.
And what about all these talks of claims pushing up premiums and people making claims when they shouldn’t? Well you can call us bias as an injury law firm all you want, but if you delve deeper in to the world of personal injury claiming, there are truths that could shock you!
There is no such thing as a compensation culture or a whiplash epidemic. Reports have looked in to this and these are nothing more than media buzzwords that are born from hype that the insurers want you to believe.
The thing is, insurers are private profit making organisations with a duty to their shareholders, and they are typically very, very, wealthy indeed. Legal fees have been stripped to amounts that mean people now have to lose a percentage of their claim, yet do you see your premiums lowering? I certainly don’t – and when I ask why I’m given a new excuse instead!
Insurance is there to cover you – so why not use it? Whilst it’s entirely your choice as to whether you want to go ahead with a whiplash claim or not, bear in mind that you should be covered. Would you not claim from your contents insurance if you had a fire at your house?
Make your own mind up, but do bear the above in mind.
Call 0800 634 7575, or if you prefer why not arrange a callback from one of our team at The Injury Lawyers, for instant FREE advice on whether you have a whiplash claim to make!
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IMPORTANT: advice on this page is intended to be up-to-date for the 'first published date'.