Claiming for Losses

Most people begin claim for Personal Injury in order to get compensation  for their injuries. However, what they do no often realise is that they are also entitled to recoup any financial losses that they have incurred as a result of the accident. These losses can make up a large proportion of a person’s claim – especially if they have been out of work for some time. Below, I have listed some of the more common types  of losses which are claimed for as a result of an accident.

Loss of Earnings

If your accident has caused you to be out of work, being left unpaid, or on a reduced rate of pay, then you may have a claim for a loss of earnings. All losses claims need to be supported by evidence – so, with a loss of earnings, we would normally require 13 weeks’ worth of pay slips prior to the accident, as well as some form of evidence showing the periods you were absent.  The wage slips also help us to calculate your actual loss, as we can use them to calculate an average for which to claim for.  If you are self –employed, we would normally use 3 years of profit and loss accounts to determine your average loss.

Treatment costs

If your accident has left you out of pocket, having to pay for private medical treatment, then this is something which you can claim back. To avoid you being out of pocket, many good law firms will offer to arrange private medical treatment at no cost to yourself.

Care and Assistance

If your accident has meant that you have required assistance with tasks, such as dressing or bathing, or even those daily household chores, such as cleaning and preparing meals, then you may have a claim for care and assistance. With this, you can claim back the time of your carer at an hourly rate – the carer need not be one that you have actually paid, but could simply be a family member or friend that was helping you out.

Other

The above list is by no means exhaustive, and there are many more types of loss for which you can claim. These losses can cover anything from a loss of enjoyment of a holiday, to travel expenses, to prescription costs.

If you require any further information about recouping your losses, feel free to give us a call.