Call FREE from a Landline or Mobile on 0800 634 75 75

JSB Guidelines

The most common question asked by client’s who have suffered a personal injury is; ‘what is my claim worth?’ Everyone wants to know what their claim is worth, what they should expect to receive with regards to compensation but what many of them will not ask is; ‘how is my claim calculated?’

Clients, on occasion, will argue that their claim is worth more than is being advised because ‘Jo Blogs’ down the road received more or ‘someone’ told them it would be worth ‘X’ amount. Many clients believe that liable Defendant’s should pay out sums of money for general inconvenience caused or as an apology for causing the incident. Unfortunately, the system does not work in this manor…so how does it work? Are there rules and guidelines in place to aid when making valuations?

The answer is yes and the guidelines in place are the ‘JSB Guidelines’.

The JSB Guidelines are not ‘law’ but there use is encouraged across the courts and most (if not all) insurers and solicitors will use the guidelines when valuing client’s claims.

Why were the guidelines implemented?

One of the most difficult yet common problems for judges hearing personal injury cases in the civil courts, is the assessment of damages for Claimant’s whom have suffered pain, suffering or loss of amenity as a result of the Defendant’s actions. Damages cannot be precisely calculated and each and every case heard, is different. Whilst there is no method of calculation, judges need to ensure that there is some consistency between awards which are made.

As you can see, judges faced a difficult challenge when valuing claims for personal injury and it was thus decided that a framework needed to be established in order to assist them in the process. This is when the JSB Guidelines were brought into place… 1992 to be precise!

The Guidelines intended to provide a framework whereby cases would fall under an umbrella term dictated by the injuries suffered by the Claimant.

What were the intentions of the guidelines?

  • They filter out the unnecessary and irrelevant points which are found in case law.
  • It illustrates the results of case law in ‘layman’ terms
  • The results are depicted in a more logical and coherent format.

What the guidelines do not intend to do:

  • They do not intend to provide a solution to the existing problems
  • They most importantly, do not intend to restrict the judgment of each individual case.

We now know why the guidelines were implemented and what they intend to do in terms of aiding the courts in valuing personal injury claims.

Let’s look at an example…

Mrs Smith was travelling back from her holiday in Cornwall. She is travelling as a front seat passenger, her husband is driving and her 2 children are seated in the back. All family members are wearing their seatbelts and Mr Smith is always cautious when keeping to the speed limits. They reach a junction and have to stop to give way. It is at this point that their vehicle is impacted from behind at very high speed. Their vehicle is shunted out into the traffic on the main road, causing let another collision with another vehicle.
Mrs Smith immediately notices pain in her neck and back but she is able to move and exit the vehicle unaided. However, Mr Smith and their eldest daughter are trapped in the car. Mrs Smith is able to get her youngest daughter out of the vehicle whom is crying.
The fire brigade is called to cut Mr Smith and their daughter free from the vehicle. Mr Smith is placed on a spinal board and taken straight to hospital, as is their daughter.
They later discover that Mr Smith has a broken leg, some broken ribs and has a severe whiplash injury to his neck and back. Their eldest daughter has a broken nose, severe bruising to her right side and again a whiplash type injury to her back. Mrs Smith and her youngest daughter escaped any serious injury but have whiplash injuries to their neck and back.

So what can they expect to receive with regards to compensation?

Below are some examples from the JSB guidelines relating to the injuries that they have sustained and the brackets in which their compensation rewards are likely to fall.

Mr Smith’s leg injury:

(c) Less Serious Leg Injuries

(i) Fractures from which an Incomplete Recovery is Made

The injured person will be left with a metal implant and/or defective gait, a limp, impaired mobility, sensory loss, discomfort or an exacerbation of a pre-existing disability… £11,500 to £17,750

(ii) Simple Fracture of a Femur with No Damage to Articular Surfaces… £5,750 to £9,000

(iii) Simple Fractures and Soft Tissue Injuries… Up to £5,750

Mr Smith’s leg injury falls in to the ‘less serious leg injury’ category and a valuation in this respect will depend on the severity and duration of the leg injury.

The eldest daughter’s broken nose:

(c) Fractures of Nose or Nasal Complex

(i) Serious or multiple fractures requiring a number of operations and/or resulting in permanent damage to airways and/or nerves or tear ducts and/or facial deformity… £6,750 to £14,750

(ii) Displaced fracture where recovery complete but only after surgery… £2,500 to £3,250

(iii) Displaced fracture requiring no more than manipulation… £1,600 to £2,000

(iv) Simple undisplaced fracture with full recovery… £1,100 to £1,600

Again, the valuation will all depend on the severity and duration of the injury. If a full recovery is made without any complications then a lower valuation is to be expected. However, should the fracture require surgery in order to correct it then she can expect to recover a much higher valuation.

These are just a few examples and the above scenario contains multiple injuries. All injuries will be covered by a framework similar to the examples provided above and all aspects of the injuries will be taken in to consideration alongside the consideration of existing case law.

Whilst the JSB Guidelines are not a definitive answer as to what you will definitely receive with regards to a compensation reward; they act as a very good indicator and you can be sure that they will be used and followed when your own claim is being valued.

Call us on FREE from a landline or mobile on 0800 634 75 75, or if you prefer why not arrange a callback from one of our team, for instant FREE advice on whether you have a compensation claim to make!

Need one of our expert claims team to call you back about an injury claim? Then please enter your name, the telephone number you would like us to call you back on, the accident type and when you would like us to contact you in the form below.


Start Your Claim

Talk to us about making a claim for compensation and, if accepted, we will set-up your claim on our genuine No Win No Fee compensation agreement - which means if we don't win your claim we won't charge you a penny.


You can contact our personal injury claims team by calling free from a landline or mobile on 0800 634 7575 or if you prefer click the link below to create a callback with our expert claims team today...

Create Your Callback

Request A Call Back

Your Details
Accident Details
Select Your Call Back Time
NHS Email Leak
Search Our Blog
Free Instant Valuation
Compensation Calculator
Instantly Values Your Claim

Instantly value your claim for a head injury!


Minor Moderate Severe

Instantly value your claim for a neck injury!


Minor Moderate Severe

Instantly value your claim for a shoulder injury!


Minor Moderate Severe

Instantly value your claim for a elbow injury!


Minor Moderate Severe

Instantly value your claim for an arm injury!


Minor Moderate Severe

Instantly value your claim for a hand injury!


Minor Moderate Severe

Instantly value your claim for a torso injury!


Minor Moderate Severe

Instantly value your claim for a mid-section injury!


Minor Moderate Severe

Instantly value your claim for a back injury!


Minor Moderate Severe

Instantly value your claim for a leg injury!


Minor Moderate Severe

Instantly value your claim for a knee injury!


Minor Moderate Severe

Instantly value your claim for an ankle/foot injury!


Minor Moderate Severe

Find out how much your injury claim is worth!

Click on the injured body part to get your INSTANT FREE personal injury compensation valuation sent to you within seconds...

Yes No

Yes No

Yes No

As Seen on TV
Latest Blog Posts

How do accident at work and public liability claims work?

How do accident at work and public liability claims work?

In the everyday life, it's unfortunate - but not uncommon - for accidents at work to happen. If you suffer an injury from an accident in the workplace that was not your fault, you might be eligible fo...

Published on the 14/12/2017


Facts about Occupiers Liability claims

Facts about Occupiers Liability claims

Under certain health and safety laws, occupiers of a premises must provide adequate protection for visitors to their land or premises. The duty is contained in the ...

Published on the 07/12/2017


Slips, trips and falls at work - when can you claim?

Slips, trips and falls at work - when can you claim?

In the workplace, we're protected by the law which puts a duty on employers to provide a safe work environment for all employees. The Health and Safety Act 1974 imposes this legal duty because all emp...

Published on the 30/11/2017


Manual handing compensation claims - an ongoing problem even in 2017!

Manual handing compensation claims - an ongoing problem even in 2017!

Every employer must follow health and safety laws put in place to protect employees in the workplace. This includes circumstances where manual handling is involved. Regardless of whether you work in a...

Published on the 23/11/2017


NHS worker receives almost £8,000 in injury compensation for slip on wet floor

NHS worker receives almost £8,000 in injury compensation for slip on wet floor

Slipping on a wet floor - we can tell you form vast years of experience that it's not a comical accident to be laughed off or joked about. People have been seriously hurt from slipping on wet ...

Published on the 16/11/2017


Our client wins £1,800 compensation for minor propane gas burn injury to hand and arm

Our client wins £1,800 compensation for minor propane gas burn injury to hand and arm

Our client unfortunately suffered an injury when filling up a vehicular LPG tank with propane gas. A build-up of pressure caused the gas to shoot out, resulting in (thankfully) minor burns to the hand...

Published on the 09/11/2017


Worker receives £7,000 in compensation for minor back injury

Worker receives £7,000 in compensation for minor back injury

Our expert team here at The Injury Lawyers have once again helped another accident victim recover compensation for an injury sustained at work. Our cl...

Published on the 02/11/2017


Engineer receives just under £6,000 for broken foot injury compensation claim

Engineer receives just under £6,000 for broken foot injury compensation claim

The claimant in this case was employed as an engineer by a building company. The claimant was instructed to take an industrial steel tube and cut it to size. It was a task the claimant hadn't done bef...

Published on the 26/10/2017


The Injury Lawyers help Claimant recover £7,500 from a hotel for a broken wrist

The Injury Lawyers help Claimant recover £7,500 from a hotel for a broken wrist

Whilst on holiday, our client lost their footing on a hotel driveway defect which caused them to fall and suffer a broken wrist. There's never a good time for it, but to suffer an injury like that ...

Published on the 19/10/2017


Ford to begin producing their own self-driving cars

Ford to begin producing their own self-driving cars

In a statement: "Ford today announces its intent to have a high-volume, fully autonomous SAE level 4-capable vehicle in commercial operation in 2021 in a ride-hailing or ride-sharing service". CEO ...

Published on the 12/10/2017


Categories
Archives
%d bloggers like this: