{"id":9454,"date":"2012-02-08T10:08:11","date_gmt":"2012-02-08T09:08:11","guid":{"rendered":"http:\/\/www.theinjurylawyers.co.uk\/injury-lawyers-blog\/?p=9454"},"modified":"2015-09-18T12:14:02","modified_gmt":"2015-09-18T11:14:02","slug":"pre-medical-compensation-offers-lawyers-advice","status":"publish","type":"post","link":"https:\/\/www.theinjurylawyers.co.uk\/injury-lawyers-blog\/2012\/02\/08\/pre-medical-compensation-offers-lawyers-advice\/","title":{"rendered":"Pre-Med Compensation Offers &#8211; Lawyers Advice"},"content":{"rendered":"<p>Nowadays receiving a &#8216;pre-med&#8217; offer in respect of compensation for your injuries is common.\u00a0 What I mean by a &#8216;pre-med&#8217; offer is a pre-medical offer \u2013 i.e. an offer <strong>made to you<\/strong> by the Defendant <strong>without medical evidence having been sought<\/strong>.\u00a0 <\/p>\n<p>The normal procedure in the claims process is to obtain medical evidence after the Defendant has admitted liability.\u00a0 Medical evidence is important because it allows your injuries to be properly diagnosed and detailed so you can find out how long a medical expert believes you will be suffering for.\u00a0The general rule is that the more severe and long lasting your injury is, <strong>the more it is worth<\/strong>.\u00a0Naturally, having a medical report allows your claim to be properly valued by confirming this.<br \/>\n<!--more--><\/p>\n<h2 class=\"h2\">Why do Defendant\u2019s make pre-med offers?<\/h2>\n<p>If you accept a pre-med offer, your claim is settled.\u00a0<strong>There is no going back for more compensation later<\/strong>.\u00a0If the Defendant can get you to accept a pre-med offer they will in all likelihood save money.\u00a0For instance, they won\u2019t have to pay for your medical report and they won\u2019t have to pay the costs associated with settling your claim at a later stage.\u00a0Furthermore, if they can get you to settle your claim without medical evidence, they will probably be able to settle it cheaper.\u00a0This is because <strong>without medical evidence you do not know exactly how much your claim is worth<\/strong>.\u00a0Your injuries might be worth \u00a31,500 but you have settled your claim for \u00a31,000.00.<\/p>\n<h3 class=\"h2\">Things to consider before you accept a pre-med offer<\/h3>\n<p>A pre-med offer is purposely tempting.\u00a0You can get the money at an early stage in your claim and you don\u2019t have any more \u2018hassle\u2019 or have to wait any longer.\u00a0But accepting a pre-med offer is not always the right thing for you to do.\u00a0 <\/p>\n<p><strong>Here\u2019s why:<\/strong><\/p>\n<ul>\n<li>Your injuries may be ongoing; accepting an offer now means you cannot go back and ask for more compensation if you are still suffering a few months or a year down the line<\/li>\n<li>If you are having physiotherapy, accepting a pre-med offer could leave you paying for this once your claim is settled.\u00a0 Settling your claim once you have finished your course of physiotherapy allows you to potentially recover these costs.<\/li>\n<li>Without medical evidence you do not know the true extent of your pain and suffering from a medically diagnosed perspective; settling your claim without medical evidence may mean you <strong>under-settle your claim<\/strong>.\u00a0 Is it worth waiting a few more months for a lot more money?<\/li>\n<\/ul>\n<h4 class=\"h2\">Final thoughts on pre-med offers&#8230;<\/h4>\n<p>Defendants do not make pre-med offers out of the kindness of their heart &#8211; <strong>they make them to save money<\/strong>.\u00a0 Yes, the pre-med offer may be a good one, and yes you may want to put the whole saga behind you &#8211; that\u2019s fine &#8211; but you should know when your pain and suffering will stop so that you do not under-settle your claim.\u00a0 <strong>Once your claim is settled, that\u2019s it<\/strong>.<\/p>\n<p>For some further free, no obligation legal advice, give our friendly and expert team a call 0800 634 7575 today.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Nowadays receiving a &#8216;pre-med&#8217; offer in respect of compensation for your injuries is common.\u00a0 What I mean by a &#8216;pre-med&#8217; offer is a pre-medical offer \u2013 i.e. an offer made to you by the Defendant without medical evidence having been sought.\u00a0 The normal procedure in the claims process is to obtain medical evidence after the &hellip; <a href=\"https:\/\/www.theinjurylawyers.co.uk\/injury-lawyers-blog\/2012\/02\/08\/pre-medical-compensation-offers-lawyers-advice\/\" class=\"more-link\">Continue reading <span class=\"screen-reader-text\">Pre-Med Compensation Offers &#8211; Lawyers Advice<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[23,37],"tags":[],"class_list":["post-9454","post","type-post","status-publish","format-standard","hentry","category-compensation-advice","category-medical-negligence"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Pre-Medical Compensation Offers \u2013 Lawyers Advice<\/title>\n<meta name=\"description\" content=\"A pre-med compensation offer is purposely tempting. 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