{"id":8785,"date":"2011-10-20T12:19:33","date_gmt":"2011-10-20T11:19:33","guid":{"rendered":"http:\/\/www.theinjurylawyers.co.uk\/injury-lawyers-blog\/?p=8785"},"modified":"2011-10-20T12:22:36","modified_gmt":"2011-10-20T11:22:36","slug":"road-traffic-accidents-by-uninsured-drivers","status":"publish","type":"post","link":"https:\/\/www.theinjurylawyers.co.uk\/injury-lawyers-blog\/2011\/10\/20\/road-traffic-accidents-by-uninsured-drivers\/","title":{"rendered":"Road Traffic Accidents by Uninsured Drivers"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" src=\"http:\/\/www.theinjurylawyers.co.uk\/injury-lawyers-blog\/wp-content\/uploads\/2011\/10\/car-braking-negligence1-300x225.jpg\" alt=\"\" title=\"uninsured-drivers\" width=\"300\" height=\"225\" class=\"alignright size-medium wp-image-8808\" \/>If you have been involved in a <a href=\"http:\/\/www.theinjurylawyers.co.uk\/road_traffic_accidents.php\">road traffic accident<\/a> which was not your fault then it is highly likely that, if you have been injured, you will be able to make a <a href=\"http:\/\/www.theinjurylawyers.co.uk\/100-percent-compensation-4u.php\">claim for compensation<\/a>.\u00a0 <\/p>\n<p>For instance, if someone has collided into the rear of your vehicle and you have sustained <a href=\"http:\/\/www.theinjurylawyers.co.uk\/whiplash_claims.php\">whiplash<\/a> then you will probably have a claim; or if you were a passenger in a car which was involved in a collision, again you are likely to have a claim.\u00a0 In most circumstances it would be the Defendant\u2019s, that is the negligent third party\u2019 insurer who would pay you this compensation.\u00a0 But what happens if the Defendant was not insured? <strong>Does that mean you cannot be compensated<\/strong>?<\/p>\n<p>Well there is always the option of suing the Defendant directly, but in all likelihood they won\u2019t be worth suing &#8211; in other words, they don\u2019t have any money to recompense you with, and so it would be a waste of time.\u00a0 There is, though, another option &#8211; to make a claim from a compensation fund held by the Motor Insurers\u2019 Bureau (\u2018MIB\u2019).<br \/>\n<!--more--><br \/>\nIn 1946 the MIB was set up to cater for this exact circumstance, <strong>where you have been injured by an uninsured driver<\/strong>.\u00a0 Each year, every motorist, when paying for their insurance premium, contributes roughly \u00a330-\u00a350 to the MIB compensation fund.\u00a0 <\/p>\n<p>To receive compensation from this fund you will need to fill out an MIB claim form and submit this to the MIB who will then assess your claim and injuries and provide you with compensation.\u00a0 Although this is relatively straightforward, at <a href=\"http:\/\/www.theinjurylawyers.co.uk\/\">The Injury Lawyers<\/a> we would always recommend you instruct a quality injury lawyer who will work at no cost to yourself and will guide you through the process.\u00a0 At The Injury Lawyers we have helped pursue countless claims through the MIB and would be more than happy to help or offer you any guidance you require.<\/p>\n<p>If you have had an accident and the negligent third party was insured or uninsured, please do get in touch with us today for free on <strong>0800 634 75 75<\/strong> and we will endeavour to answer any questions you may have.\u00a0 At the Injury Lawyers we are experts in our field and have gained a fantastic reputation for providing both an excellent service and getting out clients the <strong>maximum compensation they deserve<\/strong>.\u00a0 We are on hand every day, every week day between <strong>9am<\/strong> and <strong>10pm<\/strong> and every week end day between <strong>9am<\/strong> and <strong>5pm<\/strong> to help you out.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you have been involved in a road traffic accident which was not your fault then it is highly likely that, if you have been injured, you will be able to make a claim for compensation.\u00a0 For instance, if someone has collided into the rear of your vehicle and you have sustained whiplash then you &hellip; <a href=\"https:\/\/www.theinjurylawyers.co.uk\/injury-lawyers-blog\/2011\/10\/20\/road-traffic-accidents-by-uninsured-drivers\/\" class=\"more-link\">Continue reading <span class=\"screen-reader-text\">Road Traffic Accidents by Uninsured Drivers<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7,23,25],"tags":[],"class_list":["post-8785","post","type-post","status-publish","format-standard","hentry","category-articles","category-compensation-advice","category-traffic-accident-claims"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Road Traffic Accidents by Uninsured Drivers<\/title>\n<meta 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