{"id":793,"date":"2009-09-24T14:23:35","date_gmt":"2009-09-24T13:23:35","guid":{"rendered":"http:\/\/www.theinjurylawyers.co.uk\/injury-lawyers-blog\/?p=793"},"modified":"2009-09-24T14:23:35","modified_gmt":"2009-09-24T13:23:35","slug":"mib-crackdown-uninsured-vehicles","status":"publish","type":"post","link":"https:\/\/www.theinjurylawyers.co.uk\/injury-lawyers-blog\/2009\/09\/24\/mib-crackdown-uninsured-vehicles\/","title":{"rendered":"MIB in Crackdown on Uninsured Vehicles"},"content":{"rendered":"

\"uninsured-drivers\"The number of uninsured vehicles on the roads has increased again, with the Motor Insurers\u2019 Bureau <\/a>estimating that over 1.7 million people drove vehicles which did not have cover in 2008. The worst culprit was Greater London, where a staggering 13% of vehicles were found to be uninsured, closely followed by Merseyside 12% and Greater Manchester 10%.<\/p>\n

Under section 143 of the Road Traffic Act 1988, it is an offence to use a motor vehicle on a road unless there is a policy of insurance in place, with third party insurance the minimum to be allowed.
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The Motor Insurers\u2019 Bureau (or MIB) deal with claims<\/a> brought by people who have had an road accident<\/a> involving an uninsured driver but they are funded by our insurance premiums, with every Insurer underwriting compulsory motor insurance obliged to contribute.<\/p>\n

Therefore if the number of claims being made increases due to the high number of uninsured drivers<\/strong> on the roads it will push up insurance premiums.<\/p>\n

The MIB as a response to these figures has launched a new campaign to crackdown on drivers who do not have insurance. Already, as many as 500 vehicles are being seized everyday and there is a warning that drivers caught without insurance will be given a minimum of 6 points on their licence and a \u00a3200 fine. \u00a0An accident with an uninsured driver can be a difficult experience<\/strong>, especially if you suffer injury<\/a> as a result of the accident. If you are involved in such an accident and the incident wasn\u2019t you fault then you can still bring a claim for compensation<\/a> through the MIB. At the accident scene, make sure that you note:<\/p>\n