{"id":403,"date":"2009-06-24T13:06:41","date_gmt":"2009-06-24T12:06:41","guid":{"rendered":"http:\/\/www.theinjurylawyers.co.uk\/injury-lawyers-blog\/?p=403"},"modified":"2009-06-24T13:06:41","modified_gmt":"2009-06-24T12:06:41","slug":"the-mib-uninsured-drivers","status":"publish","type":"post","link":"https:\/\/www.theinjurylawyers.co.uk\/injury-lawyers-blog\/2009\/06\/24\/the-mib-uninsured-drivers\/","title":{"rendered":"The MIB, Uninsured Drivers and \u00a3500 Million"},"content":{"rendered":"<p>Estimated \u00a0figures published by the Department of Environment, Transport and the Regions in 2001 make for some grim reading, indicating that:<\/p>\n<ul>\n<li>Insurance evasion was running at between 4 and 6% of all\u00a0 vehicles in use<\/li>\n<li>Between 1 million and 1 \u00bc million of vehicles on the roads were uninsured<\/li>\n<li>Accidents for which uninsured drivers were responsible cost the motor insurance industry\u00a0 over \u00a3400 million in 1999<\/li>\n<li>As a result each insured motorist ended up paying a further \u00a315 to \u00a330 premium on their policy<\/li>\n<\/ul>\n<p><!--more--><\/p>\n<p>This remains an ongoing problem and it is now estimated to cost \u00a3500 million per year.<\/p>\n<p>Where an accident occurs and an innocent party suffers <a href=\"http:\/\/www.theinjurylawyers.co.uk\/\">injury<\/a> it will more often than not be the case that the damages are paid out by the third party policy holder\u2019s insurance company.<\/p>\n<p>However, when the vehicle of the guilty party is uninsured one of the options available to recompense injured parties is via the Motor Insurers\u2019 Bureau (or MIB).<\/p>\n<p>The MIB was established in 1946 to compensate the victims of negligent uninsured and untraced motorists.<\/p>\n<p>The Uninsured Drivers\u2019 Agreement 1999 deals with claims arising from the negligence or intentional assaults of uninsured drivers who can be identified and sued. It does not deal with untraced drivers.<\/p>\n<p>The MIB is funded by levies charged upon insurance companies, and so effectively their funds come from the insurance premiums paid by members of the public to those insurers. When notified of an <a href=\"http:\/\/www.theinjurylawyers.co.uk\/motor-insurance-claims.php\">uninsured claim<\/a> the MIB will attempt to negotiate settlement in the same way as an insurer would to minimise costs.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Estimated \u00a0figures published by the Department of Environment, Transport and the Regions in 2001 make for some grim reading, indicating that: Insurance evasion was running at between 4 and 6% of all\u00a0 vehicles in use Between 1 million and 1 \u00bc million of vehicles on the roads were uninsured Accidents for which uninsured drivers were &hellip; <a href=\"https:\/\/www.theinjurylawyers.co.uk\/injury-lawyers-blog\/2009\/06\/24\/the-mib-uninsured-drivers\/\" class=\"more-link\">Continue reading <span class=\"screen-reader-text\">The MIB, Uninsured Drivers and \u00a3500 Million<\/span><\/a><\/p>\n","protected":false},"author":10,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[21],"tags":[],"class_list":["post-403","post","type-post","status-publish","format-standard","hentry","category-claims"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Uninsured Drivers, The MIB And \u00a3500 Million<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.theinjurylawyers.co.uk\/injury-lawyers-blog\/2009\/06\/24\/the-mib-uninsured-drivers\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Uninsured Drivers, The MIB And \u00a3500 Million\" \/>\n<meta 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