{"id":2435,"date":"2010-06-14T08:25:24","date_gmt":"2010-06-14T07:25:24","guid":{"rendered":"http:\/\/www.theinjurylawyers.co.uk\/injury-lawyers-blog\/?p=2435"},"modified":"2010-06-14T08:29:38","modified_gmt":"2010-06-14T07:29:38","slug":"legal-expense-insurance-watch-out","status":"publish","type":"post","link":"https:\/\/www.theinjurylawyers.co.uk\/injury-lawyers-blog\/2010\/06\/14\/legal-expense-insurance-watch-out\/","title":{"rendered":"Legal Expense Insurance \u2013 Watch Out!!!"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" src=\"http:\/\/www.theinjurylawyers.co.uk\/injury-lawyers-blog\/wp-content\/uploads\/2010\/06\/caution-dodgy-insurance-claims-company-ahead.gif\" alt=\"\" title=\"caution-dodgy-insurance-claims-company-ahead\" width=\"300\" height=\"225\" class=\"alignright size-full wp-image-2453\" \/>You may or may not have heard of Legal Expense Insurance; your insurance company may offer it as part of your insurance cover on your car. But whatever you do, <strong>don\u2019t pay for it<\/strong>!<\/p>\n<p>Basically it is a service that insurance companies offer that is nothing more than a <strong>sham<\/strong>! What happens is, if you have had an accident and you report it through to your insurance company, they will most probably try to persuade you to place a claim with them for any personal injuries you may have sustained. <strong>I would strongly advise that you don\u2019t place a claim for personal injury with them<\/strong>; this is because you will straight away <strong>lose money<\/strong>. Claims companies and Insurance companies are not equipped to deal with <a href=\"http:\/\/www.theinjurylawyers.co.uk\/personal-injury-claims.php\">personal injury claims<\/a>; it\u2019s solicitors who can only deal with these claims efficiently.<br \/>\n<!--more--><\/p>\n<p>Insurance companies basically <strong>sell your claim<\/strong> to one of their solicitors who will bid the most money for your case. Insurance companies have a panel of solicitors who they will refer claims to, and <strong>the solicitor who is willing to pay the most<\/strong> for your claim will then handle the case. The money that is paid to the insurance company, known as a referral fee, could rightfully be <strong>yours<\/strong> as this money isn\u2019t something that can be claimed back from the third party at fault. The money is sometimes taken from your settlement figure, or they will <strong>provide a terrible service<\/strong> as they cannot afford to spend more money on running your claim.<\/p>\n<p>So, the insurance company could be benefiting from your claim, especially if you pay for Legal Expense insurance. A lot of insurance companies will try and <strong>persuade<\/strong> you to take out legal expense insurance alongside your insurance policy. Make sure you don\u2019t because really, all you are doing is paying for the insurance company to refer your claim on and profit from it for nothing!<\/p>\n<p>If you don\u2019t know how to claim for any losses or <a href=\"http:\/\/www.theinjurylawyers.co.uk\/\">personal injury<\/a>, seek the advice from an independent law firm. That way you will know that you will receive the full compensation you deserve. Plus you will be dealing with an <strong>actual solicitor who will be handling your claim<\/strong>, rather than an <strong>inexperienced claims handler<\/strong> that claims management companies employ.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>You may or may not have heard of Legal Expense Insurance; your insurance company may offer it as part of your insurance cover on your car. But whatever you do, don\u2019t pay for it! Basically it is a service that insurance companies offer that is nothing more than a sham! What happens is, if you &hellip; <a href=\"https:\/\/www.theinjurylawyers.co.uk\/injury-lawyers-blog\/2010\/06\/14\/legal-expense-insurance-watch-out\/\" class=\"more-link\">Continue reading <span class=\"screen-reader-text\">Legal Expense Insurance \u2013 Watch Out!!!<\/span><\/a><\/p>\n","protected":false},"author":10,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[],"class_list":["post-2435","post","type-post","status-publish","format-standard","hentry","category-articles"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Legal Expense Insurance<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.theinjurylawyers.co.uk\/injury-lawyers-blog\/2010\/06\/14\/legal-expense-insurance-watch-out\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Legal Expense Insurance\" \/>\n<meta property=\"og:description\" content=\"You may or may not have heard of Legal Expense Insurance; your insurance company may offer it as part of your insurance cover on your car. But whatever you do, don\u2019t pay for it! Basically it is a service that insurance companies offer that is nothing more than a sham! What happens is, if you &hellip; Continue reading Legal Expense Insurance \u2013 Watch Out!!!\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.theinjurylawyers.co.uk\/injury-lawyers-blog\/2010\/06\/14\/legal-expense-insurance-watch-out\/\" \/>\n<meta property=\"og:site_name\" content=\"The UK&#039;s No 1 Injury Lawyers Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/ukinjurylawyers\" \/>\n<meta property=\"article:published_time\" content=\"2010-06-14T07:25:24+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2010-06-14T07:29:38+00:00\" \/>\n<meta property=\"og:image\" content=\"http:\/\/www.theinjurylawyers.co.uk\/injury-lawyers-blog\/wp-content\/uploads\/2010\/06\/caution-dodgy-insurance-claims-company-ahead.gif\" \/>\n<meta name=\"author\" content=\"Editor\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@InjuryLawBlog\" \/>\n<meta name=\"twitter:site\" 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