{"id":13386,"date":"2013-08-16T11:20:06","date_gmt":"2013-08-16T10:20:06","guid":{"rendered":"http:\/\/www.theinjurylawyers.co.uk\/injury-lawyers-blog\/?p=13386"},"modified":"2013-08-16T11:20:06","modified_gmt":"2013-08-16T10:20:06","slug":"work-injury-lawyers-employers-liability-insurance","status":"publish","type":"post","link":"https:\/\/www.theinjurylawyers.co.uk\/injury-lawyers-blog\/2013\/08\/16\/work-injury-lawyers-employers-liability-insurance\/","title":{"rendered":"Work Injury Lawyers &#8211; Employers Liability Insurance"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\"alignright size-medium wp-image-11341\" alt=\"work injury lawyers claim form\" src=\"http:\/\/www.theinjurylawyers.co.uk\/injury-lawyers-blog\/wp-content\/uploads\/2012\/12\/iStock_000015398783XSmall-300x199.jpg\" width=\"300\" height=\"199\" \/>Employers are responsible for their employee&#8217;s health and safety whist in the work place. Employer&#8217;s liability insurance is therefore required by most employers, so that they can insure against liability for injury and disease which has been caused in the work place.<\/p>\n<p>Employer&#8217;s liability insurance is a legal requirement, under the <strong>Employer&#8217;s Liability (compulsory Insurance) Act<\/strong>, and is a compulsory requirement in the UK.<\/p>\n<p>Employer&#8217;s liability Insurance allows employers to be able to meet the cost of <a href=\"http:\/\/www.theinjurylawyers.co.uk\/accidents_at_work.php\">employees claiming compensation for an injury sustained at work<\/a>. Bodily injuries or property damage can be covered by Employers Liability Insurance, as long as this has been directly or indirectly affected by the actions of the employer.\u00a0 Most large companies insure employees for between 5 \u2013 10 million pounds, and employers must make sure they are insured with a suitable provider.<br \/>\n<!--more--><\/p>\n<p>An employer must insure an employee if the employee pays national insurance and income tax.\u00a0An employee must also be covered if the employer is in control of the work they do and supplies the work materials and equipment to the job they do.<\/p>\n<p>Employer\u2019s liability Insurance must be held by all employers, with only a few exceptions.\u00a0 One exception being if the owner of the company is an employee themselves, with a least a 50% share in the business.\u00a0 The employer must also inform employees of the insurance, displaying their Employers liability insurance certificate in the work place. If an employer does not have employer\u2019s liability insurance they can be fined for up to \u00a32,500 per day whilst without insurance.<\/p>\n<p><strong>The insurer must pay the full amount of compensation agreed between you and your employer<\/strong>. If you have been injured in the work place, and it wasn\u2019t your fault <a href=\"http:\/\/www.theinjurylawyers.co.uk\/100-percent-compensation-4u.php\">you may be able to claim for compensation<\/a>. Call our injury specialist on our free helpline <strong>0800 634 75 75<\/strong> now.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Employers are responsible for their employee&#8217;s health and safety whist in the work place. Employer&#8217;s liability insurance is therefore required by most employers, so that they can insure against liability for injury and disease which has been caused in the work place. Employer&#8217;s liability insurance is a legal requirement, under the Employer&#8217;s Liability (compulsory Insurance) &hellip; <a href=\"https:\/\/www.theinjurylawyers.co.uk\/injury-lawyers-blog\/2013\/08\/16\/work-injury-lawyers-employers-liability-insurance\/\" class=\"more-link\">Continue reading <span class=\"screen-reader-text\">Work Injury Lawyers &#8211; Employers Liability Insurance<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[28],"tags":[],"class_list":["post-13386","post","type-post","status-publish","format-standard","hentry","category-work-injury-claims"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Work Injury Lawyers - Employers Liability Insurance<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.theinjurylawyers.co.uk\/injury-lawyers-blog\/2013\/08\/16\/work-injury-lawyers-employers-liability-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Work Injury Lawyers - Employers Liability Insurance\" \/>\n<meta property=\"og:description\" content=\"Employers are responsible for their employee&#8217;s health and safety whist in the work place. Employer&#8217;s liability insurance is therefore required by most employers, so that they can insure against liability for injury and disease which has been caused in the work place. 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