{"id":13293,"date":"2013-08-09T10:49:58","date_gmt":"2013-08-09T09:49:58","guid":{"rendered":"http:\/\/www.theinjurylawyers.co.uk\/injury-lawyers-blog\/?p=13293"},"modified":"2013-08-09T10:54:21","modified_gmt":"2013-08-09T09:54:21","slug":"making-a-claim-for-personal-injury-compensation-dont-get-mugged-by-the-insurers","status":"publish","type":"post","link":"https:\/\/www.theinjurylawyers.co.uk\/injury-lawyers-blog\/2013\/08\/09\/making-a-claim-for-personal-injury-compensation-dont-get-mugged-by-the-insurers\/","title":{"rendered":"Making a Claim for Personal Injury Compensation &#8211; Don&#8217;t Get Mugged by the Insurers!"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\"alignright size-full wp-image-13304\" alt=\"dont get mugged by an insurer\" src=\"http:\/\/www.theinjurylawyers.co.uk\/injury-lawyers-blog\/wp-content\/uploads\/2013\/08\/dont-get-mugged-by-an-insurer.png\" width=\"286\" height=\"193\" \/>When it comes to settling your claim for personal injury compensation, there are always two pieces of vital advice that we give to people:<\/p>\n<p>1: <strong>Dealing with the insurers directly is dangerous and you risk under settling your claim<\/strong>.<br \/>\n2: <strong>The first offer that the insurers make will almost certainly be less than what you are owed<\/strong>.<\/p>\n<p>Insurers are, ultimately, private profit making organisations whose duty is to their shareholders. To keep their shareholders happy, they <strong>must keep their profit margins high<\/strong> to allow their shareholders to get a good return on their investment. To maintain high profit margins, they have to <strong>keep costs down<\/strong>. And the way they keep costs down is by <strong>keeping payout amounts to a minimum<\/strong>.<br \/>\n<!--more--><\/p>\n<p><strong><em>It\u2019s straightforward and rather obvious deductive logic<\/em><\/strong>.<\/p>\n<p>Whilst we have been telling people for years to take our advice and get a lawyer, people still deal with them directly thinking they are making a sensible decision. But the amount of times we have had phone calls from people telling us they have already settled but they are still suffering and need help financially for treatment and time off work and want to make a further claim is unbelievable.<\/p>\n<p>Unfortunately, once the claim is settled, it\u2019s settled! You can\u2019t go back and ask for more if you have agreed an amount in full and final settlement of your claim.<\/p>\n<p><strong>Evidence \u2013 Why to use a lawyer<\/strong>!<\/p>\n<p>Well, here is some hard evidence from the <strong>Law Society<\/strong> that shows why you should instruct a lawyer and <a href=\"http:\/\/www.theinjurylawyers.co.uk\/\">make a claim for personal injury compensation the proper way<\/a>:<\/p>\n<blockquote style=\"text-align: center; padding: 10px; background-color: #ececec; border: 1px solid #ccc;\"><p>&#8220;<strong>On average, people get two \u2013 three times more if they consult a solicitor, according to the Financial Services Authority<\/strong>.&#8221; (<a href=\"http:\/\/www.lawsociety.org.uk\/dontgetmugged\/\">source<\/a>)<\/p><\/blockquote>\n<p>The above is a quotation from the Law Society website, but the key thing is the source of the information \u2013 the <strong>Financial Services Authority (FSA)<\/strong>. The FSA regulate the insurance industry. That means that the insurers own regulatory authority confirm that settling directly could lead to you under settling your claim for compensation by up to three times!<\/p>\n<p>So if you settle directly with the insurers for say \u00a31,500, which is a common amount, getting a lawyer to represent you for the case and make the claim the proper way could mean you get up to \u00a34,500 instead! That\u2019s a huge increase of \u00a33,000! Or to put it in a better way \u2013 under settling your claim could cost you \u00a33,000! That\u2019s a <strong>huge amount of money to lose<\/strong>, especially in such dark economic times.<\/p>\n<p>That amount of money is half a deposit for a mortgage; or the asking price of a decent used car; more than enough for a quality holiday or even splashing out on a cruise. Or perhaps more importantly, it\u2019s a good amount to help wipe off some building debts you might have&#8230;<\/p>\n<p>Three million people each year are injured in accidents, and the insurers stand to save themselves an absolute bomb by trying to settle the claim directly with the victims. They say you should \u201c<em>cut out the middleman solicitor<\/em>\u201d and deal direct for a \u201c<em>better deal<\/em>\u201d \u2013 but the figures speak for themselves; <strong>the insurers are mugging you<\/strong>!<\/p>\n<p>So to settle your claim for its true value and enjoy a payout that\u2019s truly reflective of your injuries, <strong>call our free claims helpline on 0800 634 75 75<\/strong> today. Don\u2019t let the insurers reel you in with their common catchphrases like \u201c<em>this offer is the maximum you can get for that injury<\/em>\u201d or \u201c<em>we\u2019ll give you more if you deal with us directly<\/em>\u201d \u2013 listen to the expert injury lawyers and look at the facts.<\/p>\n<p><strong>Don\u2019t get mugged by the insurers<\/strong>!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>When it comes to settling your claim for personal injury compensation, there are always two pieces of vital advice that we give to people: 1: Dealing with the insurers directly is dangerous and you risk under settling your claim. 2: The first offer that the insurers make will almost certainly be less than what you &hellip; <a href=\"https:\/\/www.theinjurylawyers.co.uk\/injury-lawyers-blog\/2013\/08\/09\/making-a-claim-for-personal-injury-compensation-dont-get-mugged-by-the-insurers\/\" class=\"more-link\">Continue reading <span class=\"screen-reader-text\">Making a Claim for Personal Injury Compensation &#8211; Don&#8217;t Get Mugged by the Insurers!<\/span><\/a><\/p>\n","protected":false},"author":8,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[27],"tags":[],"class_list":["post-13293","post","type-post","status-publish","format-standard","hentry","category-injury-claims-advice"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Making a Claim for Personal Injury Compensation - Don&#039;t Get Mugged by the Insurers!<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.theinjurylawyers.co.uk\/injury-lawyers-blog\/2013\/08\/09\/making-a-claim-for-personal-injury-compensation-dont-get-mugged-by-the-insurers\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Making a Claim for Personal Injury Compensation - Don&#039;t Get Mugged by the Insurers!\" \/>\n<meta property=\"og:description\" content=\"When it comes to settling your claim for personal injury compensation, there are always two pieces of vital advice that we give to people: 1: Dealing with the insurers directly is dangerous and you risk under settling your claim. 2: The first offer that the insurers make will almost certainly be less than what you &hellip; Continue reading Making a Claim for Personal Injury Compensation &#8211; Don&#8217;t Get Mugged by the Insurers!\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.theinjurylawyers.co.uk\/injury-lawyers-blog\/2013\/08\/09\/making-a-claim-for-personal-injury-compensation-dont-get-mugged-by-the-insurers\/\" \/>\n<meta property=\"og:site_name\" content=\"The UK&#039;s No 1 Injury Lawyers Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/ukinjurylawyers\" \/>\n<meta property=\"article:published_time\" content=\"2013-08-09T09:49:58+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2013-08-09T09:54:21+00:00\" \/>\n<meta property=\"og:image\" content=\"http:\/\/www.theinjurylawyers.co.uk\/injury-lawyers-blog\/wp-content\/uploads\/2013\/08\/dont-get-mugged-by-an-insurer.png\" \/>\n<meta name=\"author\" content=\"Author\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@InjuryLawBlog\" \/>\n<meta name=\"twitter:site\" content=\"@InjuryLawBlog\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Author\" \/>\n\t<meta name=\"twitter:label2\" content=\"Estimated reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.theinjurylawyers.co.uk\\\/injury-lawyers-blog\\\/2013\\\/08\\\/09\\\/making-a-claim-for-personal-injury-compensation-dont-get-mugged-by-the-insurers\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.theinjurylawyers.co.uk\\\/injury-lawyers-blog\\\/2013\\\/08\\\/09\\\/making-a-claim-for-personal-injury-compensation-dont-get-mugged-by-the-insurers\\\/\"},\"author\":{\"name\":\"Author\",\"@id\":\"https:\\\/\\\/www.theinjurylawyers.co.uk\\\/injury-lawyers-blog\\\/#\\\/schema\\\/person\\\/f05e9e053baf562351f1260d760015f6\"},\"headline\":\"Making a Claim for Personal Injury Compensation &#8211; 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