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Legal expense insurance is often included in many car insurance and home insurance policies. It is an aspect of your insurance that usually covers you for legal fees in the event of a non-fault accident claim. For example, if you were involved in a RTA (Road Traffic Accident) and require legal assistance your motor insurance policy may cover you through legal expense insurance.
Conditional Fee Agreements (CFA’s) or ‘No Win No Fee Agreements, as they are often referred, are an agreement between a solicitor and their client. These agreements are used a great deal in personal injury cases, often enabling people who maybe couldn’t afford to instruct a solicitor in a claim for compensation to pursue a claim on the basis that the Solicitor takes on the risk that if the claim is not successful then they dont get paid. That’s right if your Solicitor doesn’t win the claim then they dont get paid.
Third Party Capture – Conflict Of Interest
Beware of third party capture! Following a personal injury accident where you are the innocent injured party such as a Road Traffic Accident, you will be approached by numerous people; the police, car hire companies, solicitors, the third party and their insurers. It is at this time when the third party insurers may attempt to settle any claim for compensation as soon as possible, by making you an offer of damages immediately following your accident.
Is My Whiplash Claim Worth Anything?
Whiplash is caused as a result of the head being thrown back and forth beyond its normal confines, due to a sudden collision. Therefore, incurring a whiplash injury as a result of a Road Traffic Accident is extremely common. The neck becomes injured as a result of the impact felt by the accident and can result in long term suffering and injury such as; back ache, neck pain, shoulder pain, headache, dizziness, pains in your legs and arms and nausea.
