If you are claiming for compensation and the insurers representing the other side have admitted liability (i.e. agreed to pay out for your claim), it is quite common these days to receive a pre-medical offer – or pre-med as they are commonly referred to.
What is a pre-med offer?
It is an offer of settlement, without the evidence and sight of a medical report, put forward by the third party insurer to the legal representative of the claimant. In today’s economic climate, for some individuals this may be quite tempting to accept at the early stage of an injury claim.
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When we hear the word whiplash, most of us think of a road accident involving the collision of vehicles. It is true that whiplash is the most common type of injury caused from a road traffic accidents; however, this is not always the case. This type of injury can also be common in contact sports such as rugby and boxing, or from a slip or trip resulting in a fall.
What is whiplash?
It is commonly soft tissue damage in the neck, back and shoulder areas; the head may jolt quickly backward and forwards, or sideways. This sudden jolting motion causes damages to the ligaments and tendons. We cannot always protect ourselves from incidents such as this, but if they happen, especially when it’s through no fault of our own, it can be very stressful and inconvenient.
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Whiplash is a word that for many of us has become part of our daily vocabulary – but what is whiplash and how is it caused?
Whiplash is a neck injury caused by or related to a sudden jolting of the neck and / or head area. One of the most common causes of whiplash is as a result of being struck from behind which causes the body to move forward, and in turn the neck to be thrown backwards. Usually whiplash injuries are common in road traffic accidents, particularly where a person has been in a vehicle which was struck in the rear; although the injury can also be as a result of other accidents or contact sports.
The injury occurs as the body is initially pushed forwards with the head, as a result, going backwards. This movement causes the ‘whiplash’ type effect. The movement in a person’s neck can stretch and/or tear some of the muscles, tendons, and ligaments in the neck. These injuries may result from an impact coming from any direction, moving the head backwards and forwards or sideways.
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Shopping has become part of our everyday lifestyle. Times have changed since the shops specialised in a particular product or item. These days most of our shopping is done at our local supermarket, which is probably at the end of the high street.
All supermarkets employees should be trained to a certain standard to ensure that the shop floors are kept clean and tidy, and the shelves are stocked up regularly with products for us to purchase. Ultimately it is the responsibility of the employer and the employees to make sure that the premises are safe for customers and staff alike.
Unfortunately, this is not always the case, and accidents occur from time to time when they could not have been prevented.
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Supermarkets have become our corner shop but on a much larger scale. Employees are constantly re-stacking the shelves with goods of all types and re-arranging the displays to tempt us to indulge ourselves. But as appealing that these goods are to us, they can also be the cause of accidents and nasty injuries.
From time to time bottles and jars will be stacked incorrectly or picked up and replaced in an unsafe position upon the shelf, which leads to breakages and spillages. When staff are taking out new stock, paper and off cuts of fresh fruit and vegetables may fall to the floor. This can be a serious safety hazard.
While customers are on the premises of the supermarkets, either inside the building or the car park, it is the responsibility of the supermarket to ensure their safety.
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The weather in the first week of October was actually better than the summer season in its entirety in my opinion; but unfortunately, the British summertime ends officially at the end of this month.
The nights are rapidly drawing in and there is a chill in the air. To make matters worse, the rumours that we will experience arctic weather conditions and snow falls before the month is out have already started.
For those of us who use our vehicles regularly, we should already be prepared for the inconvenience of the bad weather; but if you are a new driver you may want to start thinking about how you will cope with this.
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With the winter months almost upon us, we can still see the damage that last winter did to our roads and pavements. On our daily journeys to and from home, it sometimes feels as if we are driving on an obstacle course, weaving around the holes in the ground, trying to avoid damage to our vehicles.
There is not just the issue of what damage a poorly maintained road can do to our vehicles, but there is also the issue of public safety. A pothole can be a tripping hazard to pedestrians. Motorbikes, mopeds and bicycles are extremely vulnerable to these defects of the road. Any incidents involving these types of highway users could be catastrophic.
It is the duty of the Councils to keep our highways as safe as possible by carrying out regular inspections and maintenance checks. So – when are the counsels going to fix the holes properly and not just lay a bit of tar to cover the hole to get us through the next couple of months?
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Many of us lift things within the work place without even thinking about the consequences – this may result in injuries such as repetitive strains on our bodies.
In the rules there is no specific maximum weight that a person can lift at work. This makes sense as we are all different individuals and the levels that we can push ourselves to vary from person to person.
Ergonomics is described as ‘fitting the job to the person and not the person to the job’.
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If you have been injured in an accident that was not your fault, whether it be a road traffic accident, slip and trip, or an accident at work ( to name but a few), you can work out how much compensation you may be awarded for your injuries by using the compensation calculator.
The independent ‘Injury Lawyers’ calculator is there for you to use free of charge. Key in the details of your injury and let the calculator work out a rough guideline amount of compensation for you. The calculator is purely for working out compensation for your injuries based on the JSB (Judicial Studies Board) Guidelines, which are referred to as General Damages.
In addition to this you may be entitled to further compensation for any losses that you have incurred as a result of the accident; Time taken off work, any future time off work, and damage to material goods that will require replacing. These losses are referred to as Special Damages and will be in addition to the compensation calculated by the compensation calculator.
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10 People died today, and 100 more people suffered brain damage, loss of limbs or paralysis.
In fact, this happens every day on Britain’s roads. These are the cold statistics; but behind the facts for every person killed or injured on the road, there are friends and families whose lives are shattered by such an unexpected and horrifying event.
You may – perhaps rightly – think you are a good driver, and deaths and injuries are everybody else’s problem or fault. But every day normal people like us take risks, make mistakes, and end up causing loss of life. (Source http://www.greenflag.com/help/saferdriving.html)
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